Job Title

Rabobank is the worlds leading specialist in food & agribusiness banking. One of our key strengths lies in our people who have a deep understanding of agriculture & are committed to adding long-term value for clients. Our commitment to our employees & clients is at the heart of everything we do.Are you ready to make a meaningful impact by helping clients navigate financial challenges? Rabobanks Financial Restructuring team, part of our Line 2 Risk Management division is seeking an experienced professional to join us as a Senior Relationship Manager. Reporting to the Head of Financial Restructuring you will join a highly engaged team.In this dynamic role, you will be responsible for the management & work-out of Wholesale & Country Banking clients across Australia who are experiencing financial difficulties or are in default. You will navigate complex situations that that require strategic thinking, resilience, & an ability to negotiate with both clients & stakeholders. Whether its working through sensitive financial restructures or leading legal recovery processes, your focus will be on delivering effective solutions.Top Role Accountabilities:Working with clients & Account Managers to achieve, where possible, an agreed restructuring/recovery strategyReviewing client-related documentation, including Banking Code of Practice correspondence & other relevant correspondenceReviewing & commenting on requests received in relation to a clientManaging other stages of workouts including, Farm Debt Mediation, assets sales & debt reduction programsLiaising with external parties such as lawyers & insolvency professionals such as receivers & accountantsLiaising with stakeholders within the Risk Division as well as other Divisions within the Bank to provide timely, appropriate updates on the management of problem loansPreparing reviews & applications in conjunction with the Country Banking or Wholesale transaction teams. Providing credit decisions where appropriate under the Banks delegation policyPreparing & compiling key reporting documentsfor internal stakeholders, including Management Committee reports, Utrecht reporting, Credit Committee papers, & provisioning recommendationsTo be successful you will have:At minimum of 5 years experience gained in a financial institution or reputable insolvency practiceExperience in problem management & insolvency procedures within a complex environmentExtensive knowledge of insolvency procedures (particularly recovery proceedings) & problem loan managementDetailed understanding of legislative obligations (e.g. FDMA) as well as industry codes (e.g. BCOP) as well as key TCF concepts in workout situations including (but not limited to) hardship & vulnerabilityAn exposure to lending in Rural/Agricultural or Middle Market / Corporate Commercial sectors highly regardedAbility to influence internal & external stakeholders to communicate loan management strategies effectively & obtain the participation & endorsement of those parties in achieving the desired outcomes for the BankAbility to handle difficult situations with sensitivity & tactOur ValuesRabobank Australia values inclusion, belonging, & positive experiences for all. Our work environment, our benefits, & the way we live our values, Client Driven, Responsible, Professional & Cooperative make it a great place to work. We welcome applicants from diverse backgrounds.Please let our Talent Acquisition team know if you need any accommodations to make our opportunities more accessible to you.What we''re proud to offer you:Rabo@Anywhere is our hybrid way of working at Rabobank & for Australia, that means we have a blend of time working between the office & home (the team average 2 days per week in the office)Wellbeing leave. These 2 extra leave days support greater work/life balance & is just another way we are helping our employees to lead happier, healthier, & more fulfilling livesEducation Assistance Program. Rabobank values the development of its people & has a great Education Assistance Program to assist with professional developmentParental Leave that supports you & your family while giving you the freedom & flexibility to enjoy this special time (up-to 14 weeks paid leave)Bonus and Additional Leave. We realise sometimes 4 weeks Annual Leave isn''t enough! At Rabobank we provide an incentive for eligible employees to receive 1 extra week Annual Leave & an option to purchase another 2 weeks Annual LeaveExtra Insurance. Rabobank recognises that employees need to protect their financial wellbeing, in the event of serious illness, injury, or even death. Rabobank provides eligible permanent employees with employer-funded Death, TPD & Income Protection InsuranceRabo Workplace Giving program. As part of Rabobank''s global Corporate Social Responsibility, Workplace Giving aims to encourage employees to contribute to our community. Rabo Workplace Giving program matches employee donations to selected Social PartnersOther Extras. Annual equipment or wardrobe allowance, annual flu shorts, discounted health insurance, EAP & moreThe Application ProcessThis is our standard application process. It may vary by role.Step 1You ApplyThanks for applying! You will always receive a confirmation of your application by email. We review all the resumes and covering letters that we receive. We will let you know as soon as possible if we invite you for an interview.Step 2InterviewWe invite you for one or more (online) interviews. We want to know if you fit the role and the team. You probably have many questions for us too. For some positions, we may also ask you to complete an assignment or assessment.Step 3Our OfferAre you the new colleague we are looking for, and do you also feel happy with us? Congratulations! You will receive a good offer from us. Before you start, we conduct a legal screening to ensure that our employees do not pose a risk to us and our customers.Step 4Welcome!Welcome to Rabobank! We look forward to seeing you and can''t wait to work together.Apply for this jobSenior Relationship Manager - Financial RestructuringWhat working rights do you hold for Australia?Please describe your remuneration expectations (base + salary).Connections to RabobankDo you have any friends, family or financial connections to Rabobank? #J-18808-Ljbffr