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ING is proud to be recognised as Australias most recommended bank, committed to responsible banking and risk excellence. We focus on minimising financial risk exposure and maintaining a robust risk appetite, ensuring business integrity and sustainable growth across our Wholesale & Business Banking division.As Credit Risk Manager Business Bank, you will play a key role in shaping credit policies and managing risk appetite across the business banking portfolio to ensure credit risk is effectively managed. You will work closely with senior stakeholders and Line 1 teams to provide recommendations and corrective actions that keep credit risks aligned with INGs framework . You will play an important role to shape and execute INGs digital transformation objectives alongside our business partners.This position requires credit risk expertise across business banking, ensuring that risk assessments, policy frameworks, and governance processes support sustainable decision-making.Ready to make an impact?What youll do Develop & maintain credit risk policies, ensuring adherence to regulatory frameworksSet and monitor risk appetite, tracking credit portfolio performance to align with business strategyProvide expert advisory support, working with business stakeholders on credit decision-makingOversee governance activities, including committee reporting, risk documentation, and compliance oversightSupport regulatory commitments, ensuring compliance and relevant financial guidelinesUtilise data analytics, leveraging insights to improve credit portfolio management and forecastingLead digitisation & automation efforts, streamlining credit assessment processes and risk trackingManage stakeholder interactions, collaborating with local and global teams to align risk practices with INGs wider strategyWhat were looking for5+ years of credit risk experience, preferably within business bankingPolicy-writing expertise, particularly in credit risk governance and underwriting for business bankingStrong understanding of APS 220, APS 112/113, BCOP, and regulatory frameworksIndependent working style, with the ability to serve as the primary financial risk contact for business lendingData-driven mindset, experienced in using large datasets to generate insights and improve risk managementStrategic leadership skills, able to advise stakeholders, drive corrective actions, and enhance governance frameworksWhats in it for you?Discounted ING Health InsuranceAn additional Rest Day to support your wellbeingAn IMPACT Day to volunteer on approved sustainability activityAbout UsAt ING, we want to make life simpler and more worthwhile for everyone who banks with us, for the people who work with us, and the community at large, too.When you come to work at ING, youre joining a team where individuality isnt just accepted, its encouraged. Weve built a culture thats fun, friendly and supportive its the kind of place where you can be yourself and make the most of whatever you have to offer.We give people the freedom to think differently, take ownership of their work, and make great things happen. Were here to help you get ahead. And with our global network, theres plenty of scope to take your career in new directions, perhaps even ones youve never considered.We are all about celebrating success and as a result we are proud to be a WGEA Employer of Choice for Gender Equality and a certified Family Inclusive workplace. Sound like the kind of place youd feel at home? Wed love to hear from you.(One last thing, ING operates a direct talent sourcing model. So no agency introductions, please.)Need more? Contact Mark Montgomery on mark.montgomery@ing.comApplications close Tuesday 17th June 2025Before you apply Here at ING we consider employee development to be important and encourage existing employees to apply for suitable internal positions. It is expected that any employee applying for a vacant position would have been in their current role for a minimum of twelve (12) months before applying. This may be waived in special circumstances and after consultation with your managerING is Australia''s most recommended bank according to RFi XPRT Survey, February 2021 - July 2021 (n = 31,903) when compared to customers of 20 other banks operating in Australia.#LI-DNI #J-18808-Ljbffr