Job Title

162967Distribution and Marketing (Branches, Contact Centre, Mobile Lending etc)WollongongLead a team in the successful delivery of IMBs lending objectivesHelp our members achieve their financial goals with our Automated Loan platformFull time with hybrid working opportunity - Wollongong basedWe have an exciting opportunity for aTeam Leader - Credit Assessment, to leadour dynamic credit assessment teams in the successful delivery of IMBs lending objectives through timely and quality assessments, approvals and transactions across all channels.Reporting to the Manager, Lending Assessment we will welcome your leadership and credit assessment expertise to support the team in providing service excellence to our lenders and customers. You will play an important role inpromoting continuous improvements and enhancements of our processes and systems and ensuring our deals are structured and submitted in line with policy, compliance, and service level standards.The roleOversee the day-to-day operations of the credit assessment teams, including task prioritisation, coaching, workflow management and performance monitoringReview and provide decisions on lending applications as required in adherence to credit policies and proceduresPrepare reports and analyse data to identify trends and support strategic decision-makingPlay a key role in Operational Risk Management across the assessment teamLead change management initiatives and act as a subject matter expert by providing technical expertise on assessment systems and processesCoordinate the implementation and communication of operational updates and strategic project changesBuilding and maintaining trusted relationships through engaging, supporting, and collaborating with key stakeholders to ensure efficient, effective credit decision-making and optimal time to yes.The PersonEffective leadership experience, within a credit assessment/lending support function within a retail bank/financial serviceProficient credit skills and experience in consumer lending - preferably using Lendfast or a similar automated systemStrong analytical and problem-solving skills, with the ability to make sound credit decisionsCommercial acumen with the ability to help lenders through a deal and offer alternative solutions when neededStrong knowledge of all laws and regulations governing the provision of regulated and unregulated loans in AustraliaThe ability to foster great working relationships and work with other business units in facilitating strategic projectsProficient technology and effective communication skillsThe capacity to facilitate, embrace and contribute to change and help drive improvementsTertiary qualification in a relevant field, such as Finance, Accounting or Business, or equivalent experience.About IMBIMB Bank is a leading member-owned bank offering a full range of products and services in both retail and business banking. Our purpose is to provide simple, competitive and authentic banking that helps our members and communities be better off and weve doing so for over 144 years. An award winning andgrowing organisation, weve donated more than $12 million through our Community Foundation to over 900 projects in the communities in which we live.The benefitsA genuine investment in both personal and professional training and growthA supportive culture that actively promotes diversity and inclusion and the wellbeing of our employeesDesignated wellbeing daysFriendly and professional team environmentPurchased leave optionsCompetitive remunerationThis is an ideal opportunity for a driven credit professional looking to make a difference.Our Head Office located in Wollongong is a fresh, newly constructed state of the artbuilding with great amenities and close to shops, cafes and the beach. The successful candidates will be required to attend the office under our hybrid working model, the frequency will bedependent on residential location.For further information, please contact Michelle Jordan, Manager Lending Assessment michelle.jordan@imb.com.au . Applications close 13thJuly 2025. Email applications are unable to be accepted. #J-18808-Ljbffr