Job Title

Head of Risk Posted: 18/12/2025 Closing Date: 30/01/2026 Job Type: Permanent - Full Time Location: Sydney office Job Category: Senior Management, Shared Services About NobleOak Were a challenger brand, with a strong culture and a long history. Were valuesdriven, successful, fastgrowing, and have lots of future opportunities. Were an awardwinning, highperforming business who invest in our people. At NobleOak, youll be more than just an employee. Join a closeknit group of motivated and passionate people. We work as one team, support each other and do the right thing by our customers, with nobility at the core of our culture. You will feel truly valued here at NobleOak. We provide regular recognition, the opportunity to develop, and a fun atmosphere where we celebrate our wins together. Job Description The Head of Risk will work closely with the Chief Risk Officer and is responsible for the design and operation of the Line 2 risk management function. This pivotal role champions the management of risk and compliance, driving a positive risk culture. The Head of Risk will enhance and maintain the Risk Management Framework, advising the SLT and the Board on regulatory and risk matters. The role will continually monitor and assess the framework, develop, implement and maintain risk processes, procedures and systems, and support line1 business risk owners to lift risk maturity in a meaningful and pragmatic manner. As an APRAregulated and ASXlisted life insurer, the Head of Risk is also responsible for the daytoday execution of the risk management programme, ensuring alignment with APRA prudential standards and related regulatory engagement. Key Accountabilities Responsible for managing all functions supporting the office of the CRO. Act as the principal owner of the risk management discipline setting objectives, establishing risk responses, training personnel and reinforcing risk response strategies. Develop and maintain NobleOaks Risk Management Strategy and Framework to ensure it remains fit for purpose and aligned to overall strategic objectives. Undertake risk analysis relative to risk appetite and effectiveness of controls; maintain the Risk Matrix. Process Evolution Further evolve Governance and Risk Management Frameworks to ensure optimisation. Develop, with the Senior Manager, risk management policies, systems and processes; review and refine key policies and work with Line 1 to ensure effective implementation. Review effectiveness of implementation and control procedures. Challenge Line 1 on implementation, risk identification and analysis, and prioritisation of action plans in a positive, constructive way. Project Management Lead and contribute to riskrelated projects, including the implementation of regulatory frameworks. Ensure projects consider delivery and mitigated risks. Work closely with the Senior Compliance Manager to align risk and compliance governance frameworks; oversee compliance monitoring and escalation of breach incidents. Manage key discussion, initiatives and actions through the R&C Committee in relation to risk management. Responsible for the overall maintenance of standards, policies and procedures ensuring regulatory compliance. Provide strong governance across departments to meet legislative responsibilities and ensure effective internal controls. Support statutory and Board reporting requirements; develop and maintain key reports for SLT and R&C meetings; present relevant reports to the Board and its committees. Collaborate with the Senior Compliance Manager for integrated risk and compliance programmes; work with SLT to further develop governance and risk programmes. Risk Management and Awareness Provide technical advice and training on risk and compliance to staff; build internal capability. Provide oversight, tools, systems and advice to help first line identify, manage and monitor risks. Facilitate the promotion of a strong risk and compliance culture. Liaise with external stakeholders as required. Support engagement with key regulators (APRA and ASIC), including responding to qualitative questions and requirements. Act as a cultural champion and coach, positioning NobleOak for ongoing success and driving operating rhythms across the organisation. About You Capabilities A deep understanding of risk management in complex organisations. Excellent communication skills and ability to explain complex information to all levels of stakeholders. Excellent analytical and attention to detail skills. Strong interpersonal, leadership and coaching abilities. Ability to work with and influence a broad range of stakeholders. Excellent change management and negotiation skills. Ability to work autonomously and as part of a team. Excellent organisational and project management skills. Professional & personal integrity. Ability to produce and present effective presentations and training sessions. Experience & Qualifications Bachelor''s degree; at least 10 years of experience directly related to the duties and responsibilities specified. Desirable: 10 years insurance operations experience, with audit, accountancy or actuarial experience. Demonstrated experience supporting Boards and regulators within regulated financial services. Significant experience in a risk advisor or risk management role (preferably within an APRA and ASIC regulated environment). Experience implementing and administering governance, compliance and risk systems. Seniority level Executive Employment type Fulltime Job function Finance and Sales Industries Insurance #J-18808-Ljbffr