Job Title

We have an exciting opportunity for a Senior Product Analyst to join the Heartland Bank Australia team based in Melbourne or Brisbane Australia on a 12-month fixed term contract.Is this your next role?You will partner closely with the Head of Product to effectively lead strategy, insights, and regulatory requirements into improvements that strengthen compliance, and enhance customer experience. You will own initiatives endtoend, from analysis and business cases through to delivery, testing, and postimplementation review.Does this sound like you?You are someone who brings clarity to complexity, loves solving meaningful problems, and knows how to turn strategy into outcomes that genuinely will benefit our customers. You have strong analytical capability, confidence in a regulated environment, and genuinely will create solutions that support our people, our partners, and the communities we serve.Key ResponsibilitiesLead endtoend delivery of product changes, from analysis and business cases through to implementation and postlaunch review.Build and refine product performance reporting, ensuring accurate insights for leadership and regulators.Conduct pricing reviews, competitor analysis, and product optimisation initiatives across deposits, livestock, and reverse mortgage products.Ensure all products, features, and collateral meet ASIC, APRA, NCCP, DDO and other regulatory requirements.Maintain PDSs, TMDs, Terms & Conditions, and product documentation.Coordinate customer and broker communications for product changes, including rate and fee updates.Strengthen relationships across risk, compliance, credit, operations, technology, and distribution.You''re a Pro WithEndto Endproduct ownership in a regulated banking environment.Navigating ASIC, APRA, NCCP, DDO and related frameworks with confidence.Communicating clearly with senior stakeholders.Managing competing priorities across BAU and project work.High attention to detail and a continuous improvement mindset.Qualifications/Certifications5+ years in senior product role or product governance within financial services.Tertiary qualifications in business, finance, economics, or a related field.Practical experience managing regulated banking or lending products.A Bit About Us And What We DoAt Heartland Bank Australia, we focus on providing Australians with specialist banking products that are the best or only of their kind. We do this digitally so our customers can spend more time on the things that matter most - instead of waiting in a queue to speak with someone at a bank. We''re wellestablished in Australia and have been serving Australians since 1971. We''re the leading provider of reverse mortgages and of specialist livestock finance. We''re part of the Heartland group of companies which has more than 145 years of experience in financial services. Heartland is listed on the New Zealand and Australian stock exchanges (NZX/ASX: HGH).Can you see yourself here? Our values define who we are. We''re innovative and always evolving. We work together as one team and have big ambition. We offer real opportunities for learning and career development. You can also get involved in driving change through our internal groups, including our rainbow committee, Growing Families, wellbeing and sustainability groups.Our perks include flexible working, regular team social activities and events, flu vaccinations and more.Diversity & inclusionAt Heartland, we''re proud to celebrate the many characteristics that make us different. We''re committed to improving the inclusiveness of our workplace, enabling our people to be authentic and helping us understand and respond to our customers.We''re an equal opportunity employer and strongly encourage everyone to apply. Let us know if you need support throughout the application or interview process including a sign language interpreter or speechtotext reporter. Feel free to share your pronouns in your application.Keen to learn more?To learn more about Heartland, check out our website heartlandbank.com.au or follow us on LinkedIn linkedin.com/company/heartland-bank-Australia.Please note you must be eligible to work in Australia. #J-18808-Ljbffr