Job Title

Tokio Marine Group is one of the top 5 largest global insurance companies with businesses in 38 countries and regions worldwide. Leading the way in travel, accident and health, bond and credit and cyber security insurance just to name a few. Tokio Marine Management Australasia (TMMA) has grown from its beginnings in Australasia 60 years ago as a niche Japanese commercial insurer into a diversified operation offering a strong mix of commercial and personal lines. The Bond & Credit Co. (BCC) a leading specialist provider of trade credit insurance in the Australian market, joined the wider Tokio Marine Group in 2019, adding to Tokio Marine Australasias product suite. We are guided by our core identity "To Be A Good Company." Sounds straight-forward, we know. But we believe in keeping it simple for our People, our customers and our clients. Like a north star, embodying what it truly means to be a good company is what sets us apart and guides our every move. About the Opportunity The Underwriting Risk Manager sits within our BCC entity and is responsible for leading the risk underwriting function, overseeing the assessment and management of buyer and country risks. This role will develop strategies to maintain a balanced and profitable portfolio. The Underwriting Risk Manager is a key relationship manager for brokers and clients on risk matters and provides technical guidance and development for the risk underwriting team. Lead, coach, and develop underwriters and ensuring professional growth and technical expertise Oversee the assessment, approval, and ongoing monitoring of buyer and country credit risk exposures across all trade credit insurance policies, the risk appetite and underwriting authority. Review and authorise complex cases escalated by risk underwriters, ensuring consistent application of risk standards and providing guidance as needed. Monitor and review the risk portfolio, including buyer exposures, overdue notifications, insolvency events, and sector developments. Develop and maintain risk assessment frameworks, analytical tools, and portfolio monitoring processes. Refine and implement risk strategies to maintain a balanced and profitable portfolio aligned with objectives. Review and update policies on Buyer Grading, Country Risk, and risk appetite; recommend changes as needed. Identify and analyse emerging risks, sector trends, and macroeconomic factors, providing strategic insights to management. Serve as a key contact for brokers, clients, and policyholders on risk-related matters, offering technical expertise and handling complex queries. Participate in client, broker, and prospect meetings to explain risk decisions and support sales growth. Provide risk input to underwriting teams, supporting new business and renewal targets. Assist with structuring solutions for complex or high-profile clients. Lead or participate in cross-functional projects focused on business development and portfolio optimisation. Prepare and deliver regular risk reports and analysis for senior management. Monitor key risk indicators ensuring compliance with underwriting standards. Analyse and present risk data to support business strategy and regulatory requirements. Drive continual improvement of risk processes, workflows, and systems. Oversee audits and risk reviews, implementing recommendations to strengthen controls. Ensure all activities comply with regulatory standards and company policies. Maintain confidentiality and data protection in all risk underwriting activities. Stay current with industry trends, economic developments, and regulatory changes. Represent the company at industry events and conferences as a subject matter expert in credit risk underwriting. About You As our preferred candidate, you will have: Proven ability to assess complex buyer and country risks and make sound commercial decisions. Experience managing and developing a risk or underwriting team. Strong knowledge of market and economic trends, and their impact on portfolio risk. Strong experience effectively communicating with brokers, clients, and internal stakeholders. Bringing 10 years experience within risk underwriting, credit assessment, or trade credit insurance Experience including leadership or management roles. Bachelors degree in Business, Finance, Economics, or a related field (essential). Advanced insurance or risk management qualification such as ANZIIF, CII Whats in it for you? Competitive salary package with yearly bonus and great benefits Novated leasing options for your assets e.g., vehicle, mobile, laptop etc. A flat management operating structure which means minimal levels of hierarchy and access to Executive Leaders Flexible working - hybrid position, WFH 2 days a week, choose your schedule. Additional wellbeing leave day to use as you see fit in addition to optional flu vaccinations provided onsite. Volunteer day with a charity of your choosing. Social committee in a friendly, down-to-earth high performing culture that celebrates you. Ongoing learning and development programs tailored to your career progression goals and ambitions. Significant discounts with large Japanese multinational companies and other large national retailers #J-18808-Ljbffr