Job Title

Join a ChallengerBeing a traditional bank just isnt our thing. We are big believers in innovating the banking experience because we believe Canadians deserve better options, and we challenge ourselves and our teams to creatively transform whats possible in banking. Our team is made up of inquisitive and agile minds that find smarter ways of doing things. If youre not afraid of taking on big challenges and redefining the future, you belong with us. Youll get to work with people who will encourage you to reach new heights. We like to keep things fun, ask questions and learn together.We are a big (and growing!) family. Overall we serve more than 670,000 people across Canada through Equitable Bank, Canada's Challenger Bank, and have been around for more than 50 years. Equitable Bank's wholly-owned subsidiary, Concentra Bank, supports credit unions across Canada that serve more than six million members. Together we have over $125 billion in combined assets under management and administration, with a clear mandate to drive change in Canadian banking to enrich people's lives. Our customers have named our EQ Bank digital platform (eqbank.ca) one of the top banks in Canada on the Forbes World's Best Banks list since 2021.The WorkThe AML/ATF department within Compliance is responsible for the management of the Banks AML/ATF risk through the implementation and monitoring of effective controls. The AML Officers role is a multi-faceted one as responsibilities may include conducting AML/ATF testing and monitoring routines, conducting Quality Assurance (QA) reviews, assessing unusual transactions, reviewing Suspicious Transactions Reports (STRs), and providing support and guidance to the business units. The environment is fast-paced and requires effective time management of multiple tasks and projects.The Core Responsibilities!Conduct monitoring and testing routines of existing Business Unit internal controls and QA reviews on AML team adjudications and investigations to test for adherence to the Banks AML/ATF policies and proceduresConsolidate data across various sources to analyze results and offer solutions to streamline future reporting where requiredIdentify the major AML/ATF risk trends and provide suggestions to identify areas for focused trainingProvide support in the implementation, oversight, and management of an effective AML/ATF programSupport the Associate Director, AML Governance in conducting monitoring and testing activities within specified timeline with regards to regulatory reports such as Suspicious Transactions Reports (STRs)Communicate and work with business units to address inquiries regarding the Banks AML/ATF policies and proceduresSupport the Associate Director, AML Governance in conducting monitoring and testing activities within specified timeline with regards to regulatory reports such as Suspicious Transactions Reports (STRs)Support business units by providing advice on inquiries, escalations, and/or resolutionsProvide support to the department as an independent review and evaluation body to ensure compliance issues/concerns are being appropriately evaluated, investigated and resolvedLet's About Talk You!Post-secondary education in business or finance with a minimum of 3-5 years of experience working within the AML Compliance function at a regulated financial institution in Canada. Experience should include exposure to regulatory compliance, risk management disciplines and best practicesWorking knowledge of regulatory requirements for AML/ATF and sanction risk, industry best practices and/or organizational goals for AML/ATF typologiesAdvanced Excel skills specifically ability to create macros, v-lookups and add programming where requiredAbility to organize and compile data to produce metric reports. Strong organizational skills, demonstrates ability to prioritize assignments, projects and multi-task within restricted time constraintsExcellent verbal and written communication skills. Proven analytical and problem-solving skills. Excellent interpersonal skills with the ability to work individually or as part of a team. Strong attention to detail with the ability to review ones own work. AML designation (CAMS) is preferredExperience in adjudicating transaction alerts and monitoring for retail banking an assetBilingualism is an asset (English and French)What we offer (For full-time permanent roles) Competitive discretionary bonus Market leading RRSP match program