Job Title

Do you want your voice heard and your actions to count? Discover your opportunity with Mitsubishi UFJ Financial Group (MUFG), one of the worlds leading financial groups. Across the globe, were 120,000 colleagues, striving to make a difference for every client, organization, and community we serve. We stand for our values, building long-term relationships, serving society, and fostering shared and sustainable growth for a better world. With a vision to be the worlds most trusted financial group, its part of our culture to put people first, listen to new and diverse ideas and collaborate toward greater innovation, speed and agility. This means investing in talent, technologies, and tools that empower you to own your career. Join MUFG, where being inspired is expected and making a meaningful impact is rewarded. Active portfolio management of designated customers Responsible for the management of the Energy portfolio (Oil & Gas, Power) as a credit officer Analyze credit risk of the designated portfolio, determine accurate ratings and make recommendations of accurate and timely ratings to management Prepare detailed credit analysis and credit applications in accordance with appropriate policies and procedures, evaluating the borrowers industry/business/legal/financial risks and recommending extensions of credit to management Collaborate productively with the business line to manage safety and soundness while developing the portfolio Coordinate and communicate critical account information independently and directly to various related parties throughout the bank, business line, product groups and credit divisions Perform due diligence and regularly scheduled reviews Ensure compliance with external regulatory/internal policy and procedural requirements Support and mentor analysts and associates in credit risk management process Deal Support Work with business lines/product groups to identify prospective transactions Identify structural risks and mitigants in prospective transactions and recommend/enhance structuring of deals and covenant in line with policies and procedures. Advise account officers on credit risk issues/terms and conditions to create a best possible deal with a goal of maximizing profit and minimizing credit cost. Directly and independently communicate with credit division and ensure it is provided with all related information/analysis pertinent to making a decision with little support from management. Preferred Qualifications 5+ years experience at financial institutions or equivalent in credit and/or portfolio management of corporates within the Energy sector. In depth knowledge of general corporate credit analysis, credit/risk management, underwriting leveraged loans and conducting valuation analysis Ability to build complex financial models to assess the customers repayment ability. In depth knowledge of loan documentation and structural risks in corporate finance. Understanding of regulatory environment both in Japan (FSA, BOJ) and the U.S. (FRB, FDIC). #J-18808-Ljbffr