Job Title

Credit Analyst I (Full-time, 14-month term) Hybrid page is loaded Credit Analyst I (Full-time, 14-month term) Hybrid Apply remote type Hybrid locations Corporate Office (Manitoba) Winkler (295 Main St) Winnipeg- Business Centre (570 Portage) Selkirk (233 Main St) time type Full time posted on Posted 4 Days Ago time left to apply End Date: August 15, 2025 (9 days left to apply) job requisition id JR100215 Grow your career with one of Manitoba''s Top Employers since 2014. At Access Credit Union, we support a professional and innovative work environment with a corporate culture that uniquely embraces empowerment, accountability, and trust. We recognize and value each employee''s contributions to our success, which is why we offer competitive compensation, 100% company paid health benefits, employer-matched pension plan, continuing education, and career advancement opportunities within our credit union. At Access Credit Union, our values are straightforward: Do good Be better Own it Move forward The Credit Analyst is responsible for conducting comprehensive analysis of incoming credit requests from our commercial and agricultural members. Leveraging strong investigative and financial analysis abilities, the Credit Analyst identifies strengths, weaknesses and risks of the request; recommending appropriate risk mitigation strategies within the Business Credit Application. Key Responsibilities and Accountabilities Work alongside Business Account Managers, conducting thorough credit, risk, financial, security, and industry analysis of business and agricultural credit requests to ensure credit quality is maintained with positive and negative trends identified. Assess creditworthiness of business and agricultural members. Evaluate the credit risk of a member through analysis of existing account performance, debt repaying history, business income earnings, purchase activities, etc. Conducting thorough analysis of collateral valuation, financial statements, projections, cost estimates, as well as environmental and industry factors in support of credit requests; including new requests, refinance requests and annual reviews of large loans or lines of credit. Present analysis, findings, and recommendations in a clear, concise, and consistent manner within the Business Credit Application ensuring that all relevant information is included and analyzed; and recommendations are supported within established procedures. Provide recommendations for credit structure, security, and risk mitigation through use of covenants and conditions, supported within the analysis and assessment of credit risk. Prepare supporting documents such as charts, reports, spreadsheets and models to support analysis of new and existing credit applications. Ensure appropriate Security Documentation and instructions outlining the conditions of credit facilities, are clearly laid out (loan type, interest rate, security, searches, liens, etc.) to allow efficient loan processing by Business Loan Administration staff. Audit existing member documentation in support of current lending facilities to ensure appropriate documentation is held on file. Review files and identify deficiencies and report as appropriate. Work with account managers to ensure standardization of documents. Keep current with business issuesthat affect market trends, sharing beneficial information with other analysts, lenders, and managers. Work directly with theBusiness Account Managersandloanprocessorsto ensure smooth administration of documentation from the branch. Identify member problems, needs andopportunities; referring any opportunity back to the Business Account Manager whenever possible. Responsible for tracking and reporting goals and results. Adhere to all legislative and policy guidelines for all credit union products and services. Work collaboratively with other team members to achieve organizational and department objectives Actively participate in meetings, planning and training initiatives, sharing information and ideas to build organizational achievement and success. Maintain open communication and cooperation with other staff to ensure a friendly and efficient work environment. Maintain thorough knowledge of and adhere to credit union policies and procedures on risk management, confidentiality, security, and fraudprevention. This list is not inclusive and other tasks and/or responsibilities may be assigned by your supervisor. Essential Qualifications Post-secondary education in business, economics or agriculture or equivalent combination of education and work experience One year experience in a business banking role preferred Demonstrated desire to serve others in a friendly and professional manner Abilitytoidentify and willingness to assist with sales and service opportunities Strong interpersonal andcommunication skills, both verbal and written Superb analytical and problem-solving skills, ability to analyze, identify and mitigate risks in complex credit requests Ability to build trust and credibility with team members throughout the organization Ability to work inafast-pacedteamenvironment and perform well under pressure Ability to prioritize using sound judgment to make timely and effective decisions Superb attention to detailwith exceptional degree ofaccuracy Knowledge of Access Credit Unions products and services Demonstrated abilityto adhere to policies and procedures Strong knowledge of risk management within the financial industry Advanced computer skills Employee Sub-Type Fixed Term (Fixed Term) Target End Date 2027-03-31 Starting Salary $61,469.26 If you are interested in this position, apply today! Applications for the position close at 12:01 a.m. on the Job Posting End Date. Similar Jobs (1) Credit Analyst I (Full-time, permanent) Hybrid remote type Hybrid locations 4 Locations time type Full time posted on Posted 4 Days Ago time left to apply End Date: August 15, 2025 (9 days left to apply) Are you ready to? Be an ambassador for our brand, values and products Ensure things get done efficiently Go home each day feeling accomplished Challenge the status quo Build a career Continue learning We welcome diversity, value inclusion, and take pride in our vibrant corporate culture. Our team is a reflection of the members we serve and the communities we live in. Access Credit Union welcomes applications from people with disabilities. Applicants may request reasonable accommodation related to the materials or activities used throughout the selection process. #J-18808-Ljbffr