Job Title

A career as an Analyst, Financing Solutions within the Commercial Banking team at National Bank involves delivering credit structuring, underwriting, risk management, and client-facing support for a complex and diversified portfolio, with average loan volumes typically exceeding $2 million. This role performs credit underwriting, and monitoring on a diversified commercial banking book in the Mid-Market commercial banking space. This job allows you to have a positive impact on the organization through your full understanding of the organization''s credit policies and existing credit arrangements. Your job Credit Underwriting - Partner with sales teams to support the branch through effective and timely credit underwriting for new and existing borrowing clients. Manage risks and day-to-day client relationships for Mid-Market commercial clients. Collaborate with the sales team to develop creative, ambitious, full-service client solutions, maximizing internal partnerships and specialists where appropriate. Risk Management - Apply risk mitigation skills using knowledge of credit policies and arrangements. Ensure appropriate measures and risk assessment protocols are implemented, balancing risk and reward in line with NBCs risk appetite. Proactively manage risk with prudent lending recommendations, consistent monitoring, and due diligence to minimize operational losses. Exercise good judgment and decisive actions to meet client needs. Client Experience - Engage with clients, providing critical retention touchpoints for high-value clients. Actively support relationship managers in determining client needs and refer them to other business partners across NBC. Play-to-Win Leadership - Embrace our values and lead with intention; learn from failures and deliver results. Your team Within the Commercial Portfolio Management segment, you are part of a team of 12 colleagues, and you report to the AVP, Commercial Portfolio Management. Our team stands out for its exceptional service and unwavering support to both business owners and our colleagues, ensuring a collaborative and thriving work environment. We ultimately aim to offer you maximum flexibility and quality of life. This notably means a hybrid work environment, as well as adaptable working hours. Basic requirements Hold a Bachelors Degree in commerce, finance, accounting or any related fields and at least 2 years of experience. CPA or CFA would be an asset, but not mandatory. Knowledge of functions of risk management, banking, business lending Experience in commercial credit underwriting across a broad range of industries, preferably in the Commercial mid-market segment. Your benefits In addition to competitive compensation, upon hiring youll be eligible for a wide range of flexible benefits to help promote your wellbeing and that of your family. Health and wellness program, including many options Flexible group insurance Generous pension plan Employee Share Ownership Plan Employee and Family Assistance Program Preferential banking services Opportunities to get involved in community initiatives Telemedicine service Virtual sleep clinic These are a few of the benefits available to you. We have an offer that keeps up with trends as well as your needs and those of your family. Our dynamic work environments and cutting-edge collaboration tools foster a positive employee experience. We actively listen to employees ideas. Whether through our surveys or programs, regular feedback and ongoing communication is encouraged. We''re putting people first We''re a bank on a human scale that stands out for its courage, entrepreneurial culture, and passion for people. Our mission is to have a positive impact on peoples'' lives. Our core values of partnership, agility, and empowerment inspire us, and inclusivity is central to our commitments. We offer a barrier-free workplace that is accessible to all employees. We want our recruitment process to be fully accessible. If you require accommodation, feel free to let us know during your first conversations with us. We welcome all candidates! What can you bring to our team? Come live your ambitions with us!