Job Title

Senior Underwriter OpportunityThis role presents a chance to act as an expert in comprehensive credit analysis, risk management, client engagement, and portfolio management. As part of the Commercial Banking team at our bank, you will have a positive impact on the organization through your financial solutions skills, attention to detail, and proactive approach to credit and client service.Your Key Responsibilities:Underwrite new and existing credit opportunities to align with branch financial goals and our bank's risk appetite.Support Relationship Managers by identifying full-service solutions and referring clients to appropriate business partners.Prepare detailed credit submissions for new loans, renewals, amendments, and reviews, with strong risk and underwriting analysis.Manage a portfolio of construction loans and term mortgages, including monthly draw requests and ongoing oversight.Participate in client meetings to assess loan proposals, recommend pricing, and draft term sheets.Evaluate compliance with credit, audit, and regulatory standards, while collaborating with Business Coordinators to fund and manage real estate loans efficiently.Your Team:You are part of a team of credit professionals and relationship managers, reporting to the Manager, Financing SolutionsReal Estate. Our team values collaboration, precision, and a commitment to client success.Requirements:Diploma in Business Administration or a related field (specialization in Urban Land Economics or real estate appraisal courses is a strong asset).Minimum 2 years of experience in commercial or real estate lending.Proven skills in financial statement analysis, real estate valuations, and commercial credit underwriting.Highly organized, driven, and eager to build a career in financial services.Strong computer and business modeling skills; experience with banking and loan origination systems is an asset.Your Benefits:A competitive compensation package.A wide range of flexible benefits to help promote your wellbeing and that of your family.Health and wellness program, including many options.Flexible group insurance.Generous pension plan.Employee Share Ownership Plan.Employee and Family Assistance Program.Preferential banking services.Opportunities to get involved in community initiatives.Telemedicine service.Virtual sleep clinic.