Area(s) of interest: Advisory services, Commercial banking Location(s): Edmonton A career as a Senior Mortgage Underwriter in the Optimum Mortgage team at National Bank is to support clients in achieving home ownership by providing tailored mortgage solutions through our Broker channel. This job allows you to have a positive impact on the organization through your credit evaluation skills, commitment to risk management, and collaborative approach to client-focused underwriting. Fully remote opportunity available. Key Responsibilities: Provide detailed and analytical credit decisions on complex mortgage applications in a timely and accurate manner. Establish profitable and lowrisk lending parameters, including pricing, terms, and conditions, aligned with client needs and institutional guidelines. Ensure all underwriting decisions align with internal risk appetite and comply with legislative, regulatory, and policy requirements, including AML/ATF and KYC. Partner with Mortgage Documentation Officers and provide mentorship to support team development and growth. Identify and recommend innovative, flexible mortgage solutions tailored to the unique needs of borrowers. Maintain composure and efficiency in a fastpaced, salesdriven environment while delivering exceptional client service. Collaborate effectively across departments to support seamless operations and resolutionfocused outcomes. Within the Optimum Mortgage business line, you are part of a team of dedicated mortgage underwriting professionals, reporting to the Section Manager. Our team stands out for its commitment to continuous improvement, resolution mindset, and clientfirst approach. We offer flexible work arrangements, personalized development plans, and a supportive environment to help you thrive. You will benefit from internal training, mentorship, and technologyenabled systems that help streamline your work and encourage innovation in mortgage underwriting. Basic Requirements Experience in residential mortgage underwriting, ideally within a broker channel or financial institution. Strong analytical and decisionmaking skills with a keen attention to detail. Knowledge of industry legislation and compliance practices including AML/ATF, Privacy, and KYC. Technologically proficient and comfortable working with mortgage systems and tools. Exceptional communication and negotiation skills, with a collaborative and teamoriented mindset. A passion for providing creative and clientfocused solutions in a highvolume environment. Skills Communication Diversity & Inclusion Driving Results Emotional Intelligence Teamwork Accountability Clientfocused Empathy Initiative Learning Agility Resiliency Humility In addition to competitive compensation, upon hiring youll be eligible for a wide range of flexible benefits to help promote your wellbeing and that of your family. Benefits Health and wellness program, including many options Employee Share Ownership Plan Employee and Family Assistance Program Preferential banking services Opportunities to get involved in community initiatives Virtual sleep clinic These are a few of the benefits available to you. We have an offer that keeps up with trends as well as your needs and those of your family. Our dynamic work environments and cuttingedge collaboration tools foster a positive employee experience. We actively listen to employees ideas. Whether through our surveys or programs, regular feedback and ongoing communication is encouraged. Were putting people first. Were a bank on a human scale that stands out for its courage, entrepreneurial culture, and passion for people. Our mission is to have a positive impact on peoples lives. Our core values of partnership, agility, and empowerment inspire us, and inclusivity is central to our commitments. We offer a barrierfree workplace that is accessible to all employees. We want our recruitment process to be fully accessible. If you require accommodation, feel free to let us know during your first conversations with us. We welcome all candidates! What can you bring to our team? For an environment that supports your career path There are many varied opportunities for you to progress and develop, and move ahead in your career. This includes onthejob learning and training, codevelopment and pairing with other employees, professional support and mentoring, internal career days or discussion forums with our leaders. For an inclusive and diverse environment We foster inclusion in an environment where each persons unique qualities, whether visible or invisible, are celebrated and valued. We welcome all candidates! What can you bring to our team? #J-18808-Ljbffr
Job Title
Senior Mortgage Underwriter