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Overview Location : hybrid, work from home Join Sun Life as an Underwriting Consultant in Saint John, New Brunswick, Canada. This role focuses on underwriting for Life and Critical Illness Insurance products, using analytical and risk assessment skills to evaluate eligibility and make informed decisions. Responsibilities Analyze medical, personal and financial information to evaluate eligibility for applications submitted for Life and Critical Illness Insurance products Assess and classify risk. Gather additional information, obtain medical tests or refer cases as required Approve cases within authority limit. Submit cases exceeding limits to be co-signed Where decisions are unfavourable for the client, try to negotiate a better decision from our reinsurers, in accordance with reinsurance treaties and internal rules Liaise with business leaders and advisors delivering exceptional service and expertise Communicate and explain decisions effectively to financial security advisors and / or clients physician as required Respond to inquiries from financial advisors and general agents without revealing confidential content Maintain medical knowledge and stay current on underwriting approaches Qualifications Minimum 3 years of experience as an Individual Life Underwriter Existing Life and Critical Illness signing authorities Bachelor's degree or equivalent Analytical, judgement, problem-solving and decision-making skills Knowledge of medicine and risk factors Service-oriented attitude with interpersonal skills to work collaboratively with our internal and external partners Proven ability to meet tight deadline, work under pressure prioritizing multiple tasks Specialized training : ALU certificate and commitment to ongoing education with a goal of attaining the Fellow, Academy of Life Underwriting (FALU) and Fellow, Life Management Institute (FLMI) designations Why join Sun Life A caring, supportive, and inclusive culture Supportive leadership focused on your success and well-being Multiple career paths in dedicated, independent, high net worth and underwriting risk management teams Continuous improvements to enhance work and client experience Sustainability commitments to create a cleaner, more inclusive future for communities We also offer programs to help employees achieve lifetime financial security and live healthier lives, including : Flexible Benefits from day one Pension Plan participation starts immediately with automatic enrollment and company matching contributions Stock Ownership Program with company match Pay for performance rewards Paid vacation, 5 Care Days, and 10 Sick Days Sabbatical program : up to 6 weeks off every five years Investment in not-for-profit organizations When a new position becomes available that matches your background, the base pay range will be disclosed. In addition to base pay, eligible Sun Life employees participate in incentive plans, discretionary subject to performance. Some sales roles have sales incentive plans based on results. Diversity and inclusion are at the core of Sun Life's values. We welcome applications from qualified individuals from all backgrounds. Persons with disabilities who need accommodation in the application process may e-mail a request to . We are a hybrid organization offering options to work from the office or virtually, depending on role requirements and individual needs. Only those selected for an interview will be contacted. Job Category : Underwriting - Individual Posting End Date : 07 / 09 / 2025 Seniority level Not Applicable Employment type Full-time Job function Finance and Sales Industries Financial Services and Insurance Referrals increase your chances of interviewing at Sun Life. Get notified about new Underwriting Consultant jobs in Saint John, New Brunswick, Canada. J-18808-Ljbffr #J-18808-Ljbffr