Job Title

My client is seeking an experienced Chief Risk Officer to lead the enterprise risk management function for their financial services operations. This executive will oversee risk strategy, governance, and regulatory alignment across lending, credit, operational risk, financial risk, and compliance activities. The ideal leader brings strong judgement, deep financial services experience, and the ability to influence decisions at the executive and board levels.Key MandateEstablish and oversee a comprehensive enterprise risk management (ERM) framework that aligns with regulatory expectations and organizational strategy.Provide independent risk oversight across credit, market, liquidity, operational, technology, insurance, and strategic risk areas.Advise the CEO, Executive Team, and Board Risk Committee on emerging risks, exposures, and mitigation strategies.Lead risk appetite development, ensuring it is properly embedded into business planning, underwriting, pricing, and capital decisions.Oversee the development of risk policies, models, and controls across all financial services lines.Ensure the organization maintains strong compliance with applicable federal and provincial financial regulations.Strengthen risk reporting capabilities, including dashboards, stress testing frameworks, and portfolio monitoring.Build and lead a high-performing Risk function, promoting a strong risk culture across the organization.Partner closely with Finance, Lending, Compliance, Technology, and Operations to support safe growth and effective decision-making.Serve as a trusted executive advisor during product development, new initiatives, and strategic planning.Experience & Background15+ years of progressive experience in risk management within banking, credit unions, financial services, or regulated lending environments.Prior leadership of ERM, credit risk, operational risk, or financial risk at a senior or executive level.Strong knowledge of regulatory expectations for Canadian financial institutions (OSFI principles are an asset).Experience designing and implementing risk frameworks, governance structures, and reporting tools.Demonstrated ability to engage board committees and senior leadership with clear, balanced risk perspectives.Proven capability influencing enterprise decisions and driving cultural alignment around risk.Strategic thinker who can balance prudence with enabling business growth.