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Job Title


Principal Full Stack Architect - Fraud Response


Company : TD Securities


Location : Toronto, Ontario


Created : 2026-01-01


Job Type : Full Time


Job Description

Principal Full Stack Architect Fraud Response Location: Toronto, Ontario, Canada Hours: 37.5 Line of Business: Technology Solutions Pay Details: $115,600 - $163,200 CAD TD is committed to providing fair and equitable compensation opportunities to all colleagues. Growth opportunities and skill development are defining features of the colleague experience at TD. Our compensation policies and practices have been designed to allow colleagues to progress through the salary range over time as they progress in their role. The base pay actually offered may vary based upon the candidate's skills and experience, jobrelated knowledge, geographic location, and other specific business and organizational needs. As a candidate, you are encouraged to ask compensation related questions and have an open dialogue with your recruiter who can provide you more specific details for this role. Join Our Financial Crimes Architecture Team We are seeking talented, strategic endtoend thinkers to strengthen our Financial Crimes Architecture Team. This role is pivotal in shaping the Platform vision for the bank and driving key initiatives that keep our customers safe and secure. What Youll Do Lead and influence architectural decisions across platform, product, and pattern levels. Partner with internal technical and nontechnical stakeholders, as well as external partners, to communicate effectively and recommend strategic options. Manage multiple initiatives in parallel, ensuring alignment with business and security objectives. What Were Looking For Deep understanding of the Fraud segment, with exposure to domains such as Detect and Response. Strong communication skillsboth written and oralto engage diverse audiences. Advanced knowledge of architecture principles: ServiceOriented Architecture, Microservices, EventDriven Architecture, Integration Architecture, Security, AI/ML. Technologies: Kafka, Azure Event Hubs, Kubernetes, relational/graph/NoSQL databases. Hosting environments: Azure, AWS, GCP, onprem, mainframe. Software availability and resiliency best practices. Experience with case management platforms (e.g., Pega), investigative solutions, and system integrations. Passion for creating blueprints that enable performant, capabilityrich systems. Customer Play a key role in aligning internal and external stakeholders on the architecture/infrastructure aspect of the product strategy and delivery roadmap, communicating with and actively engaging with the Executive Product Owner in achieving the strategy. Lead on architecture backlog prioritization activities; advising on business/technology tradeoffs. Oversee portfolio of Productbased Delivery Work. Review, approve or veto blueprints relative to enterprise standards. Advise on how best to design overall solutions. Identify, recommend, source, negotiate and implement emerging endtoend IT trends, developments and improvements through leadership of projects and contributing to segmentspecific leadership committee insights focusing on overall operational steering for architecture. Collaborate broadly with other practitioners, including marketing teams and engineers, to ensure the right look and necessary features for the products/projects and applications within assigned portfolio. Actively engage with the Practice on upskilling and building team capability. The role may oversee a small team, and is responsible for coaching on knowledge, skills and performance, building and evolving the practices capabilities. Steer the process and connect partners in the creation of consumable assets that leverage and integrate proven reference architecture designs and patterns to select from many methodologies and steer the team beyond the theoretical to get the architecture tested and into production. Hold decision rights on Architecturespecific strategies and own policies, roles and responsibilities within assigned Platform or Journey for the technology roadmap to ensure alignment with enterprise guidelines now and as the design evolves to meet future needs. Oversee and advise on the design of technology applications and/or infrastructure on highprofile, complex and/or highrisk technology projects with significant impact to the organization, playing an active role in the process of developing, customizing and integrating systems. Drive continual upgrading based on an integrated perspective on existing gaps and opportunities for service/system development across the technology stacks and ground the team in assessing practical concerns to evolve features. Shareholder Set servicelevel objectives (SLO) and exercise key decision rights of the FSA role. Focus on reliability, scalability, and the development of the architectural infrastructure; including highly complex and scalable systems. Develop observability standards to ensure that production systems operate under known conditions and transparently provide measurements to anticipate errors or failures. Lead interaction with governance and control groups, (e.g., regulatory/operational risk, compliance and audit) to provide subject matter expertise and consult on risk issues related to architectural technology and tools. Lead or contribute to crossfunctional/enterprise initiatives as an organizational or subject matter expert helping to identify risk and provide guidance for significant and complex situations. Monitor and report on the status of products/projects and applications within assigned product, ensuring projects are compliant with technology domain architecture, and design/effect processes to provide ongoing review of inprogress activity against technology architecture and development standards. Foresee architectural issues/gaps and identify emerging industry trends to recommend valueadded architectural improvements that will alleviate technology debt and build resilient solutions. Map processes and subprocesses that bridge the gap between business problems and technology solutions. Keep track of changes made to code through control systems. Collaborate within practices, platforms or journeys comprised of diverse and complementary skills; inspire the team to embrace changes and continually advance collective knowledge of technical tools/trends. Protect the interests of the organization identify and manage risks, and elevate nonstandard, highrisk activities as necessary. Keep abreast of emerging issues, trends, and evolving regulatory requirements and assess potential impacts. Maintain a culture of risk management and control, supported by effective processes in alignment with risk appetite. Employee / Team Participate fully as a member of the team, support a positive work environment that promotes service to the business, quality, innovation and teamwork and ensure timely communication of issues/points of interest. Provide thought leadership and/or industry knowledge for quality engineering best practices and participate in knowledge transfer within the team and business unit. Keep current on emerging trends/developments and grow knowledge of the business, related tools and techniques. Participate in personal performance management and development activities, including cross training within own team. Keep others informed and uptodate about the status/progress of projects and/or all relevant or useful information related to daytoday activities. Contribute to team development of skills and capabilities through mentorship of others, by sharing knowledge and experiences and leveraging best practices; may take on the role of Chapter Lead as applicable. Work collaboratively with team and leadership to proactively identify and resolve issues related to product quality. Lead, motivate and develop relationships with internal and external business partners/stakeholders to develop productive working relationships. Contribute to fair, positive and equitable environment that supports a diverse workforce. Act as a brand ambassador for your business area/function and the bank, both internally and/or externally. Breadth & Depth Top technical individual contributor role with accountability to guide technology selection through expert knowledge of the catalogue of technology stacks and practices associated with platforms, programming, languages and tools, as well as advanced business acumen and understanding of broader organization issues and relevant technology. Accountable for the overall Architecture portfolio, roadmap and definition in the productbased org for their respective journey or platform. Responsible for strategic decisions for the Architecture practice within a platform or journey, escalating as appropriate. Sets collaboration framework and create solution prototypes for providing Architecture advice and guidance to the productbased org. Controls solution and development, regulatory and compliance for complex system landscapes (e.g., hybrid, multicloud, edge workloads). Typically reports to the Architecture practice executive. Experience & Education Undergraduate degree or Technical Certificate (Graduate degree preferred). 15+ years relevant experience developing a variety of platforms. Experience with Continuous Integration, Continuous Delivery, Pair programming and/or TestDriven Development is an asset (i.e., ability to author Unit, Integration and Functional Tests). Demonstrated experience with leading technical tools integration in a complex environment. Who We Are TD is one of the world's leading global financial institutions and is the fifth largest bank in North America by branches/stores. Every day, we deliver legendary customer experiences to over 27 million households and businesses in Canada, the United States and around the world. More than 95,000 TD colleagues bring their skills, talent, and creativity to the Bank, those we serve, and the economies we support. We are guided by our vision to Be the Better Bank and our purpose to enrich the lives of our customers, communities and colleagues. TD is deeply committed to being a leader in customer experience, that is why we believe that all colleagues, no matter where they work, are customer facing. As we build our business and deliver on our strategy, we are innovating to enhance the customer experience and build capabilities to shape the future of banking. Whether youve got years of banking experience or are just starting your career in financial services, we can help you realize your potential. Through regular leadership and development conversations to mentorship and training programs, were here to support you towards your goals. As an organization, we keep growing and so will you. Our Total Rewards Package Our Total Rewards package reflects the investments we make in our colleagues to help them and their families achieve their financial, physical, and mental wellbeing goals. Total Rewards at TD includes a base salary, variable compensation, and several other key plans such as health and wellbeing benefits, savings and retirement programs, paid time off, banking benefits and discounts, career development, and reward and recognition programs. Learn more. Additional Information Were delighted that youre considering building a career with TD. Through regular development conversations, training programs, and a competitive benefits plan, were committed to providing the support our colleagues need to thrive both at work and at home. Please be advised that this job opportunity is subject to provincial regulation for employment purposes. It is imperative to acknowledge that each province or territory within the jurisdiction of Canada may have its own set of regulations, requirements. Colleague Development If youre interested in a specific career path or are looking to build certain skills, we want to help you succeed. Youll have regular career, development, and performance conversations with your manager, as well as access to an online learning platform and a variety of mentoring programs to help you unlock future opportunities. Whether you have a passion for helping customers and want to expand your experience, or you want to coach and inspire your colleagues, there are many different career paths within our organization at TD and were committed to helping you identify opportunities that support your goals. Training & Onboarding We will provide training and onboarding sessions to ensure that youve got everything you need to succeed in your new role. Interview Process Well reach out to candidates of interest to schedule an interview. We do our best to communicate outcomes to all applicants by email or phone call. Accommodation Your accessibility is important to us. Please let us know if youd like accommodations (including accessible meeting rooms, captioning for virtual interviews, etc.) to help us remove barriers so that you can participate throughout the interview process. Language Requirement (Quebec Only) Sans Objet Seniority level Mid-Senior level Employment type Fulltime Job function Education and Training Industries Investment Banking Referrals increase your chances of interviewing at TD Securities by 2x Get notified about new Principal Architect jobs in Toronto, Ontario, Canada. #J-18808-Ljbffr