Job Title

Managing Director & Team Lead, Credit Structuring Apply for the Managing Director & Team Lead, Credit Structuring role at BMO in Toronto. Location: Toronto, Ontario, Canada. New Team Lead position for Business Property Finance team to colead a large team and drive business growth. The Business Property group focuses on operating realestate businesses including hotels, seniors/retirement segments, storage facilities, student housing, parking and film studios. BMO is uniquely positioned as the only large Canadian bank with a specialized coverage team to support these sectors. Responsibilities Leveraging advanced deal structuring expertise to negotiate loan terms and structure loans balancing client requirements with the banks risk appetite and policies. Signing off on new, renewal, and extension loans in alignment with credit qualifications. Conducting comprehensive portfolio monitoring and performance analysis, including covenant compliance and client industry trends, to identify risks and opportunities. Leading the development and implementation of advanced capital allocation strategies, leveraging market insights and portfolio analysis to optimize investment returns. Overseeing financial and risk analysis to make informed creditgranting decisions and assess portfolio health. Handling escalated client concerns and service requests, ensuring expectations are consistently met or exceeded. Building and maintaining a portfolio of strong relationships that ensure a superior client experience and drive financial performance. Leading complex proposal development and delivering presentations to acquire clients or win business. Advising on strategic business priorities, resource allocation, and change initiatives to ensure successful execution of key strategies across commercial banking functions. Engaging with industry peers and networks to gather competitive insights and best practices, applying this knowledge to maintain a competitive edge. Structuring and supporting new, renewal, and extension loans aligned with client needs and bank risk policies. Conducting financial analysis and risk assessments of clients credit information for an assigned portfolio, providing insights and making informed decisions. Monitoring portfolio performance on an ongoing basis and taking corrective action when required. Minimizing BMOs risk exposure by adhering to credit policies, regulatory standards, and operational guidelines. Serving as a point of contact for service requests, ensuring expectations are consistently met or exceeded, and escalating issues when needed. Supporting and implementing initiatives to enhance service quality, acquire new business, and expand client relationships. Identifying revenue and crossselling opportunities to enhance portfolio growth. Leveraging analysis tools to nurture and grow a portfolio that exceeds ROE thresholds and evaluates client returns proactively. Managing timely and accurate data entry into BMOs systems and leveraging the data to support decisionmaking. Fostering a culture aligned to BMO purpose, values and strategy and rolemodeling BMO values and behaviours. Ensuring alignment between values and behaviour that fosters diversity and inclusion. Connecting work to BMOs purpose, setting inspirational goals, defining clear expected outcomes, and ensuring clear accountability for followthrough. Building interdependent teams that collaborate across functional and operating groups to create the highest value for all stakeholders. Attracting, retaining, and enabling the career development of top talent. Improving team performance, recognizing and rewarding performance, coaching employees, supporting their development, and managing poor performance. Advising clients and prospects on sophisticated financial solutions and tailored strategic recommendations. Operating at a group/enterprisewide level and serving as a senior specialist resource across BMO. Influencing how teams and groups work together. Applying expertise and thinking creatively to address unique or ambiguous situations and finding solutions to multiple, interdependent, complex problems. Communicating abstract concepts in simple terms. Fostering strong internal and external networks and working with and across multiple teams to achieve business objectives. Anticipating trends and responding by implementing appropriate changes. Broader work or accountabilities may be assigned as needed. Qualifications Preferred 9+ years of relevant experience in credit or lending instruments or financial operations in a corporate or banking environment. Bachelors degree required; masters degree preferred. Business Administration, Finance and Accounting preferred; other related disciplines or commensurate work experience considered. Creditqualifying position requiring compliance with credit qualification and associated credit knowledge and skills as per credit portfolio requirements and qualification standards. Seasoned expert with extensive industry knowledge. Technical leader viewed as a thought leader for innovation. Advanced Level of Proficiency Structuring Deals Change Management Problem Solving People Management DetailOriented Leadership Loan Structuring Regulatory Compliance Portfolio Management Credit Risk Assessment Banking Operations Expert Level of Proficiency Customer Service Financial Analysis Microsoft Office Salary $110,500.00 $192,500.00 per year. Salaries may vary based on location, skills, experience, education, and qualifications, and may include commission structure. Pay Type Salaried About BMO At BMO we are driven by a shared purpose: Boldly Grow the Good in business and life. We strive to help you make an impact from day one through training, coaching and networkbuilding opportunities. BMO is committed to an inclusive, equitable and accessible workplace. Accommodations are available on request for candidates taking part in the selection process. #J-18808-Ljbffr