Job Title

Director, Credit Risk Strategy Questrade Financial Group Questrade Financial Group (QFG) is a modern financial institution that leverages cuttingedge technology to offer securities, foreign currency investment, and retail banking services. We are committed to innovation, diversity, and continuous growth. All employees are treated with dignity and respect and are empowered to drive change. Whats in it for you? Health & wellbeing resources and programs Paid vacation, personal and sick days Competitive compensation and benefits package Hybrid work environment at least 3 days in office Career growth and development opportunities Chance to contribute to community causes Diverse and inclusive team culture Key Responsibilities Strategy & Analytics: Develop and implement LTVbased credit adjudication and accountmanagement strategies. Collaborate with modeling team to build and maintain credit risk and predictive models. Define and execute testing for optimal limit assignment and pricing. Track, report, and benchmark credit strategy performance. Identify, monitor, and resolve material credit risks with action plans. Systems, Data & Infrastructure: Create the strategic roadmap and requirements for risk management systems (adjudication, authorization, collections, fraud). Lead risk infrastructure deployments for new product launches. Define data strategy for production and offline analytics; implement with technology partners. Set standards for data governance, accuracy, and completeness. Maintain changemanagement controls for decision engines. Leadership & Project Management: Build a highperformance credit risk team and foster continuous development. Manage large, complex initiatives across multiple stakeholders. Report milestones and progress to senior executives. Develop internal expertise for selfservice and costreduction. Vendor & Stakeholder Management: Act as the primary SPOC from Risk for crossfunctional teams. Manage vendor relationships (e.g., credit bureaus, Tsys, HPS). Oversee vendor contracts with a focus on cost discipline and risk mitigation. Support legal and compliance on AML and regulatory reporting. Qualifications University degree in a quantitative field (Statistics, Economics, Engineering, etc.). 10+ years experience in financial services/fintech developing credit strategies. 7+ years in leadership and peoplemanagement roles. Experience with Tsys or HPS and transaction modeling systems. Strong statistical knowledge, especially in credit card credit strategy. Deep understanding of consumer credit card lifecycle, P&L reporting, and risk appetite. Proven ability to lead complex, longterm projects. Proactive, agile with a startup mindset; teamoriented and persuasive. Excellent written and verbal communication skills. Ability to see the big picture while handling daytoday responsibilities. Location & Salary Toronto, Ontario, Canada CA$170,000.00CA$180,000.00 How to Apply Questrades applicanttracking system uses AI for initial screening, but all final decisions are subject to human review. Candidates selected for an interview will be contacted directly. If you require accommodation during the selection process, please let us know. Equal Employment Opportunity We are an inclusive and accessible workplace. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, gender identity, sexual orientation, national origin, disability, veteran status, or any protected status. #J-18808-Ljbffr