Job Title

Join a Challenger Being a traditional bank just isn''t our thing, so we challenge ourselves to get creative in providing innovative banking solutions for Canadians. How do we get there? With a talented team of inquisitive and agile challengers that break through the status quo. So, if you''re passionate about redefining the future of bankingwhile having funthis could be your next big opportunity. Our company continues to grow, and today we serve more than 780,000 customers acrossCanadathrough Equitable Bank,Canada''sChallenger Bank, and have been around for more than 50 years. Equitable Bank''s wholly-owned subsidiary, Concentra Bank, supports credit unions acrossCanadathat serve more than six million members. Together we have over$138 billionin combined assets under management and administration, with a clear mandate to drive change in Canadian banking to enrich people''s lives.Our customers have named our EQ Bank digital platform ) one of the top banks in Canada on the Forbes World''s Best Banks list since The Work Treasury Risk and Capital Oversight(TRCO)is a risk division at EquitableBankthat overseesthe bank''s liquidity and funding risk,marketriskand securitizationriskat theconsolidatedbank level.The team''s other major mandate is to provide oversight to the bank''s capital management process,Internal Capital Adequacy Assessment Process(ICAAP)andotherenterprise programs, includingenterprise-wide stress testing,enterprise recoveryplanningandtheregulatory Macro Stress Testing program. The Core Responsibilities Assisting the programleadto ensure that the Bank satisfies OSFI requirements forstress testing in general andthe MST (Macro Stress Test), includingECL and RWA quantification,completion of MST schedules, readiness of models and tools, consensus on industry and economic outlooks, and ensuring adherence to OSFI''s instructions for the MST: Assistingthe development of models (e.g., PPNR) connecting risk factors and stress scenarios. Ensure the readiness of MST consolidation tools. Provide analytical services tosupportthe MST andstress testing. Providing inputs into the design of stress scenarios and forecasts for the Enterprise-Wide Stress Test (EWST) in support of the MST, ICAAP, Enterprise Recovery Plan,etc.: Assistin the development of stress scenarios fortheEWST. Coordinate and support the development and quantification of results. Maintainingand improvingthecredit risk stress testing process. Developingandmaintainingreporting tools for stress testing processesinsupportofTRCO''s mandate. Assistinginpreparingthe ICAAP submission package totheOffice of the Superintendent of Financial Institutions(OSFI). Assistingin implementing planned enhancements to the ICAAP, including incorporation of new methodologies/models and coverage of new risk types in the ICAAP target setting process. Assistingin completing a full refresh and ongoing updates of the Enterprise Recovery Plan, which includes updating existing sections, drafting reports, developing tools to analyze and recommend improvements for stress scenarios, stress test results, recoveryactionsand the overall process. Updatingcommitteereportsona timelybasisasrequired. Let''s Talk About You Post-secondary degree in Finance,Economics,Mathematics, Statistics. A professional designation in Finance, Accountingor Risk management is preferred. A minimum of 3 years of experience working in a Financial Institution with knowledge ofcredit risk stress testingisrequired. Strong technical skills withdemonstratedhands-on experience in programing languages such as Python and SQL, along withproficiencyin database management and data visualization tools such as Power BI to effectively analyze and present data insights. Sufficient knowledge to champion AIapplications in the team. Strong verbal and written communication skills, along with a collaborative mindset and superb interpersonal skills. Exceptional time management and organizational skills. Familiarity with balance sheet management concepts, including Funds Transfer Pricing, Hedge Accounting, ALM and Liquidity. What we offer [For full-time permanent roles] Competitive discretionary bonus Market leading RRSP match program Medical, dental, vision, life, and disability benefits Employee Share Purchase Plan Maternity/Parental top-up while you care for your little one Generous vacation policy and personal days Virtual events to connect with your fellow colleagues Professional development and comprehensive Career Development program A fulfilling opportunity to join one of the top FinTechs and help create a new kind of banking experience Equitable Bank is deeply committed to inclusion. Our organization is stronger and our employees thrive when we honour and celebrate everyone''s diverse experiences and perspectives. In tandem with that commitment, we support and encourage our staff to grow not just in their career path, but personally as well. We commit to providing a barrier-free recruitment process and work environment for all applicants. Please let us know of any accommodations needed so that you can bring your best self to the application process and beyond.All candidates considered for hire must successfully pass a criminal background check and credit check to qualify for hire. While we appreciate your interest in applying, an Equitable recruiter will only contact leading candidates whose skills and qualifications closely match the requirements of the position. We can''t wait to get to know you