Job Title

About Cedar Cedar is creating the most significant innovation in home affordability since the 30-year mortgage. By reimagining the land lease as a consumer-first model, Cedar makes homeownership more accessible and sustainable for a wider range of buyers. We are solving home affordability at scale and are fixing it. Our structure reduces both the upfront cost of purchasing a home and monthly costs, expands the path to ownership for people who have been locked out of traditional markets, and helps homeowners access their equity at cost well below existing solutions. Cedar has material backing from top investors and is building a fast-growing, high-performing team to change how people buy homes and create a new institutional asset class. Note: This section has been reformatted for clarity and is presented here to preserve original intent without changing meaning. About The Role As a Backend Product Software Engineer at Cedar, you will build and own the core systems that determine how properties are valued, how risk is assessed, and how capital is deployed. This role sits at the heart of Cedars product: the backend logic, data models, and integrations powering our consumer experience, distribution partnerships, and internal investment decisions. You will design and implement systems that integrate with MLS platforms, mortgage origination partners, and third-party data providers, while also building internal tooling for automated valuation and underwriting. This is a high-impact role for an engineer who wants deep ownership in a complex, real-world domain where software decisions directly affect financial outcomes. What Youll Do External Product & Partner Systems Design and build backend services that integrate with MLS systems to surface and manage Cedar properties Build APIs and workflows used by mortgage originator and distribution partners Design backend systems that integrate with Loan Origination Systems (LOS) Own data models, permissions, and workflows for external-facing property and partner portals Internal Valuation & Risk Systems Build and maintain Cedars Automated Valuation Model (AVM) infrastructure Integrate and normalize public and paid data sources (e.g., FEMA, GIS systems, CoreLogic, property records) Design systems that separately value land and improvements to support Cedars investment thesis Build automated underwriting and ongoing monitoring systems to manage property-level risk (flood exposure, liens, insurance coverage, insurance lapse, etc.) Ensure auditability, explainability, and correctness of valuation and underwriting decisions Collaborate closely with investing team and quants Engineering & Platform Design clear, scalable data models and backend architectures Own backend services end-to-end, including reliability and production behavior Collaborate closely with Product Engineer (Frontend), Product Manager, and senior engineering leadership Make pragmatic architectural tradeoffs that balance speed, correctness, and long-term maintainability What We Need We are looking for a backend engineer with strong systems thinking who has worked in complex, data-driven, or financially sensitive domains. You should be comfortable owning business-critical logic, working with imperfect real-world data, and designing systems where correctness, reliability, and trust are essential. This role is ideal for someone who enjoys deeply understanding the domain they are building forproperty data, valuation, underwriting, and riskand translating that understanding into durable, well-structured software. Experience in fintech, prop-tech, mortgage, real estate data, or other regulated environments is a strong advantage. You should bring sound judgment around data modeling, integrations, and long-term system evolution, and be comfortable taking real responsibility early. Qualifications 48 years of backend or product software engineering experience Strong experience designing and operating production backend systems Experience with relational databases and complex data models Experience integrating third-party APIs and external data sources Prior experience in fintech, prop-tech, mortgage, real estate, or risk systems strongly preferred Familiarity with cloud-native architectures and production monitoring Why Cedar? We offer a culture of ownership and high standards with fast feedback, accountability, and opportunities to impact outcomes early in your career. You will be surrounded by teammates who care deeply about excellence and who push to learn, grow, and win together. The pace is fast, the problems are complex, and the bar is high. Compensation Range: $150K - $260K #J-18808-Ljbffr