Job Title

Credit Manager - Consumer page is loaded## Credit Manager - Consumerlocations: Newmarket - 277time type: Full timeposted on: Posted 12 Days Agotime left to apply: End Date: May 5, 2025 (6 days left to apply)job requisition id: JR100110You'll be responsible for assessment and lending decisions within the Small Business and Consumer segments. The focus is customer centric and you'll consistently delivery excellent customer service satisfaction results to our internal and external customers. Providing analysis and problem solving as required within appropriate and critical timeframes.We have two shift options available, either Tuesday - Saturday or Sunday - Thursday.Your relationship building skills are second to none. You may come from a customer facing, business manager, credit analyst or motor role. You'll know the front end credit application process, have strong negotiation skills and the ability to think on your feet. Happy to flex, have experience working in a fast paced environment and work well under pressure.You're a pro:* Strong lending experience* Understanding of financial legislation regarding CCCFA* Consumer and Small Business (SME) credit decision experience* Effective analytical skills* Ability to make an approval decision, including assessment of business financials* Attention to detail and great listening and written communication skillsHeartland is an NZX/ASX-listed financial services group with big growth plans. Heartland Group owns both Heartland Bank in New Zealand and Heartland Bank in Australia. We provide award-winning savings and finance products to a diverse range of customers including business owners, farmers and retirees. Heartland's strategy is to digitalise everything we do, enabling us to provide customers with what they need in a scalable way. We can then pass those benefits onto our customers through faster service and better rates. We're innovative and always evolving. We work together as one team and have big ambition. We're committed to creating a culture of inclusivity that celebrates our diverse backgrounds and supports the wellbeing of our people. We offer real opportunities for learning and career development. You can also drive change through our internal groups (including Manawa Whenua - our Mori group, the Rainbow Committee, Diversity & Inclusion Committee and our Green Team). Some of our perks include employee banking benefits, an excellent insurance package, flexible working options, sports teams (touch, netball and football), and Friday night pizzas and drinks! **Diversity & Inclusion** At Heartland, we're proud to celebrate the many characteristics that make each of us different. We embrace diversity in all its forms and believe in creating an environment that helps us better understand and serve our customers. As a Living Wage Employer, a Hearing Accredited Workplace, and a Rainbow Tick certified organisation, we're committed to doing right by our people. For an insight into life at Heartland, check out our Instagram @heartlandbanknz or follow us on LinkedIn is an NZX/ASX-listed financial services group with big growth plans. Heartland Group owns both Heartland Bank in New Zealand and Heartland Bank in Australia. We provide award-winning savings and finance products to a diverse range of customers including business owners, farmers and retirees. Heartland's strategy is to digitalise everything we do, enabling us to provide customers with what they need in a scalable way. We can then pass those benefits onto our customers through faster service and better rates. We're innovative and always evolving. We work together as one team and have big ambition. We're committed to creating a culture of inclusivity that celebrates our diverse backgrounds and supports the wellbeing of our people. We offer real opportunities for learning and career development. You can also drive change through our internal groups (including Manawa Whenua - our Mori group, the Rainbow Committee, Diversity & Inclusion Committee and our Green Team). Some of our perks include employee banking benefits, an excellent insurance package, flexible working options, sports teams (touch, netball and football), and Friday night pizzas and drinks! **Diversity & Inclusion** At Heartland, we're proud to celebrate the many characteristics that make each of us different. We embrace diversity in all its forms and believe in creating an environment that helps us better understand and serve our customers. As a Living Wage Employer, a Hearing Accredited Workplace, and a Rainbow Tick certified organisation, we're committed to doing right by our people. For an insight into life at Heartland, check out our Instagram @heartlandbanknz or follow us on LinkedIn Get In TouchIntroduce yourself to our team and we'll get in touch if there's a role that seems like a good match.Across the Heartland group, were looking for people who will embrace the opportunities we provide to learn, contribute and make a difference. Youll find meaningful work and an environment that is fast-paced, rewarding and supportive. The Heartland group is a digital financial services group of companies, which includes Heartland Bank in New Zealand and Heartland Bank in Australia (which includes our StockCo team). #J-18808-Ljbffr