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Job Title


Actuarial Associate


Company : Equitable


Location : Waterloo, Waterloo


Created : 2026-01-24


Job Type : Full Time


Job Description

At Equitable, we believe work should be a place where you feel supported, inspired, and empowered to grow. In our caring and collaborative environment, your curiosity is encouraged, your passion is recognized, and your contributions truly matter. Together, we create meaningful impact, for our clients, our communities, and each other. The Opportunity: At Equitable, we believe great things happen when we work together. We''re a Canadian mutual company driven by purpose - putting people first and helping Canadians protect today and prepare for tomorrow. If you''re passionate about making a difference and growing your career in an inclusive and collaborative environment, we''d love to hear from you. Our culture is built on care, passion and curiosity. We put people above all else, strive to be our best and welcome new ideas to deliver positive outcomes. We''re searching for an Actuarial Associate or Actuary to join our Individual Wealth Valuation team. Reporting to the Director, Individual Wealth Valuation, this position will learn and gain a deep understanding of the IFRS 17 knowledge and financial reporting experience. You''ll participate in an actuarial rotation program and get the opportunity to experience and learn different areas of our business. Equitable Life of Canada provides an excellent opportunity for actuaries of all levels to develop a broad skill set, and offers them the experience of working on a variety of actuarial topics. The aim of the Actuarial Program at Equitable Life of Canada is to build strong actuarial talent that has the capabilities necessary to lead a dynamic and strong mutual life insurance company. Equitable Life has an excellent actuarial student program which includes paid study time, social events and leadership and development training. Equitable Life of Canada has been one of the fastest growing life insurance companies in Canada and the continued success of the company relies on the strength of its people. Join one of the region''s top employers and be part of something that truly makes a difference. Work Arrangements: This is a hybrid role. You will work in our office in Waterloo, ON a minimum of two (2) assigned, consecutive days every other week, plus a fifth (5th) assigned day per month. You are welcome to work from the office more than the minimum requirement and there may be some roles that are required to work in our office more than the minimum requirement. What you''ll do: Quarterly financial reporting under IFRS 17 for Individual Wealth products Support LICAT reporting, Risk Measure sensitivity testing, FCT and AAR Actuarial assumption changes implementation and financial impact analysis Participate in providing projections of actuarial reserves, cash flows, capital requirements, business plan under guidance New products implementation to valuation models Make recommendations on process improvements What you''ll bring: Proficiency in the use of Excel VBA Familiarity with actuarial software Moody''s AXIS Experience working at a direct insurance company and knowledge of wealth products Demonstrated experience multi-tasking within a competing priority environment FCIA/FSA or ACIA/ASA designation with a commitment to complete the FCIA/FSA designation What''s in it for you: Career Growth: Regular learning sessions and developmentopportunities Total Rewards: Incentive pay, annual salary reviews, employer-paid benefits and pensionmatching Time Away: Competitive vacation plus one paid volunteer day each year Flexibility: Healthy work-life balance with employee wellness always top of mind, complemented by a ''dress for your day'' approach Please upload a copy of your Society of Actuaries transcript with your application. At Equitable, we''re committed to fair pay and an inclusive, accessible hiring experience. If you need accommodations or alternative formats at any stage, just reach out to us at We''re happy to help. Your base pay will be based on your skills, qualifications, experience and education. In addition to your salary, this role is eligible for a discretionary annual incentive award tied to business performance, plus a wide range of competitive benefits. If you''re selected to move forward, our Talent Acquisition team will walk you through all the details of our total rewards program, so you know exactly what''s included. Reports To: Director, Individual Wealth Valuation Department: Finance Term: Permanent Full-Time This position is open and we are excited to find the right person to join our team. As part of the recruitment process, you will need to go through background screening, as per our company policy. #LI-Hybrid