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**Work Location:**Toronto, Ontario, Canada**Hours:**37.5**Line of Business:**Sales & Customer Distribution Support**Pay Details:**$96,900 - $136,800 CADTD is committed to providing fair and equitable compensation opportunities to all colleagues. Growth opportunities and skill development are defining features of the colleague experience at TD. Our compensation policies and practices have been designed to allow colleagues to progress through the salary range over time as they progress in their role. The base pay actually offered may vary based upon the candidate''s skills and experience, job-related knowledge, geographic location, and other specific business and organizational needs.As a candidate, you are encouraged to ask compensation related questions and have an open dialogue with your recruiter who can provide you more specific details for this role.**Job Description:****Department Overview:**The **Run My Business (RMB) Journey,** **Channel of Choice (CC)** team, has embarked on an exciting series of initiatives to design and build our new online platform for TD business customers - TD Business Central (TDBC). By putting our customers at the centre of everything we do and making it easier for colleagues to get things done, the **Discovery and Prioritization Pod** is a key member of the RMB journey to drive distribution strategies and innovation through all stages of the product lifecycle.**Job Description:**We are seeking a dynamic, experienced and results-driven Business Specialist (Product Owner) to join our Discovery and Prioritization pod team. As a Business Specialist in this role, you will lead discovery efforts and will collaborate with Business and Technology partners to define and deliver innovative cash management capabilities for our banking platform TD Business Central. TDBC modernizes our cash management services to meet customer needs as we move away from legacy platforms and manual processes across our multiple business segments (Commercial, SBB, Corporate).You are expected to be a strong self-starter, who works well independently, is proactive to identify, define, prioritize, and lead the requirements discovery through in-depth understanding of customer and business value delivery to our customers and colleagues. Strong candidates for this role will be known for taking initiative and ownership, can meet deadlines whilst managing multiple priorities, enjoys starting with a blank page to create new path, works well with ambiguity.**Key Responsibilities:*** **Lead Discovery Efforts:** Drive the exploration and validation of business requirements for cash management capabilities, aligning them with the platform''s strategic vision and customer needs.* **Collaborate Across Teams:** Partner with Business Analysts, Human Centre of Design, Risk and Control partners, Software Engineering, Change Management, Front-line distribution, back-office colleagues and Technology Delivery teams to transform business requirements into actionable user stories and ensure seamless delivery.* **Stakeholder Engagement:** Work closely with stakeholders, including internal teams and clients, to gather insights, define priorities, and refine requirements.* **Backlog Management:** Own and prioritize the prioritization backlog, ensuring it reflects business objectives and delivers maximum value.* **Strategic Problem-Solving:** Analyze complex business needs, identify gaps in current capabilities, and recommend innovative solutions to address them.* **Market Awareness:** Stay informed about trends in cash management and fintech to ensure the platform remains competitive and aligned with industry standards.* **Delivery Oversight:** Monitor development progress, provide clarity during Product Owner syncs, and ensure solutions meet quality and performance expectations.**What Youll Bring:*** **Experience:** 5+ years of experience as a Business Specialist, Product Owner, or similar role in a banking, fintech, or cash management environment.* **Collaboration Skills:** Proven ability to work closely with Business Analysts, cross-functional teams, and stakeholders to translate business needs into technical solutions.* **Leadership:** Demonstrated ability to lead discovery sessions and guide teams through requirements definition and prioritization processes.* **Product and Technical Acumen:** Strong understanding of banking cash management products, capabilities, platforms, payment systems, and cash flow optimization practices.* **Analytical Mindset:** Ability to analyze complex problems, identify solutions, and make data-driven decisions.* **Communication Skills:** Exceptional verbal and written communication skills, with the ability to present ideas clearly and persuasively to diverse audiences. Experienced negotiation skills with demonstrated experience to impact and influence peers and gain Executive support.* **Organization and Time Management Skills:*** **Agile Expertise:** Familiarity with Agile/Scaled Agile Framework(SAFe)/Scrum methodologies and tools (e.g., Jira, Confluence). **Note:** A lot of time is spent working to define epics and stories, groom them and define acceptance criteria.**Preferred Qualifications:*** Experience working on digital banking or enterprise-level platforms.* Knowledge of regulatory requirements in banking and cash management.* Certifications such as CSPO, SAFe, or PMP are strongly desired.* Undergraduate degree or product owner / management certificate and / or 2+ years relevant experience**What We Offer:*** An opportunity to shape cutting-edge banking solutions in a collaborative, innovative environment.* Competitive compensation and benefits package.* Professional growth and learning opportunities.* A supportive team culture that values creativity, curiosity, and teamwork.**Who We Are:**TD is one of the world''s leading global financial institutions and is the fifth largest bank in North America by branches/stores. Every day, we deliver legendary customer experiences to over 27 million households and businesses in Canada, the United States and around the world. More than 95,000 TD colleagues bring their skills, talent, and creativity to the Bank, those we serve, and the economies we support. We are guided by our vision to Be the Better Bank and our purpose to enrich the lives of our customers, communities and colleagues.TD is deeply committed to being a leader in customer experience, that is why we believe that all colleagues, no matter where they work, are customer facing. As we build our business and deliver on our strategy, we are innovating to enhance the customer experience and build capabilities to shape the future of banking. Whether youve got years of banking experience or are just starting your career in financial services, we can help you realize your potential. Through regular leadership and development conversations to mentorship and training programs, were here to support you towards your goals. As an organization, we keep growing and so will you.**Our Total Rewards Package** Our Total Rewards package reflects the investments we make in our colleagues to help them and their families achieve their financial, physical, and mental well-being goals. Total Rewards at TD includes a base salary, variable compensation, and several other key plans such as health and well-being benefits, savings and retirement programs, paid time off, banking benefits and discounts, career development, and reward and recognition programs.**Additional Information:** Were delighted that youre considering building a career with TD. Through regular development conversations, training programs, and a competitive benefits plan, were committed to providing the support our colleagues need to thrive both at work and at home.Please be advised that this job opportunity is subject to provincial regulation for employment purposes. It is imperative to acknowledge that each province #J-18808-Ljbffr