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**Work Location:**Markham, Ontario, Canada**Hours:**37.5**Line of Business:**TD Insurance**Pay Details:**155 000 $/ $155,000 - 215 000 $/ $215,000 CADThis role is eligible for a discretionary variable compensation award that considers business and individual performance.TD is committed to providing fair and equitable compensation opportunities to all colleagues. Growth opportunities and skill development are defining features of the colleague experience at TD. Our compensation policies and practices have been designed to allow colleagues to progress through the salary range over time as they progress in their role. The base pay actually offered may vary based upon the candidate''''s skills and experience, job-related knowledge, geographic location, and other specific business and organizational needs.As a candidate, you are encouraged to ask compensation related questions and have an open dialogue with your recruiter who can provide you more specific details for this role.**Job Description:**The AVP of General Insurance Underwriting is a key leader responsible for developing and implementing industry-leading underwriting strategies to achieve excellent financial results and high standards across all General Insurance. This role reports to the VP of Product, Pricing and Underwriting, and manages all aspects of underwriting operations, ensuring strong governance and strict compliance with guidelines and underwriting appetite. The AVP fosters teamwork focused on customer service and risk management, collaborating closely with other departments including Claims, Product, Pricing, Risk, and Technology to meet business objectives and regulatory requirements. The AVP General Insurance Underwriting emphasizes talent development, quality assurance, and operational efficiency to promote ongoing improvement.**Individual Accountabilities*** Create and deliver best in class GI operational underwriting strategies that drive financial performance and underwriting excellence* Responsible for underwriting operations for all General Insurance business including Mass Market, High Net Worth and Small Business Insurance* Oversight and leadership through effective planning, forecasting, and reporting of GI Underwriting Operations* Maintain an effective training and coaching program to continually raise the bar on underwriting excellence* Creation and maintenance of feedback loops to front line agents and upstream teams including supporting the creation of training materials and training plans* Maintains ongoing collaboration between claims, pricing and product teams to ensure actions are taken to improve underwriting quality as needed* Responsible for maintaining underwriting appetite statements, underwriting and front-line authority statements, and maintaining a robust governance process ensuring that underwriting controls are appropriately designed and operating effectively* Responsible for monitoring and reviewing quoting, binding and renewal processes to make sure UW guidelines are respected* Own the final decision about approving or declining a risk within the overall business strategy and underwriting appetite* Owns the post implementation monitoring of UW implementations to reduce potential risk events in partnership with technology and controls team* Involvement in regulatory change and other strategic initiatives including system requirements, testing and input into customer and front-line communications* Maintains dedicated underwriting functions for specialized risks including support for customer escalations, claims escalations, E&O decisions and collaboration with fraud on investigations and initiatives* Deliver legendary customer service and promote an underwriting culture within TDI**Shared Accountabilities*** **Sales and Distribution** - ensure consistent underwriting messaging, training and delivery* **Technology** establish business expectations for technology changes* **Risk & Regulatory** work closely with Risk partners to manage and mitigate risk* **Claims** ensure feedback loop and collaboration on interdependent processes* **Product and Pricing** collaborates with product and pricing teams to ensure holistic approach to product design* **Reinsurance** ensures appropriate facultative reinsurance is in place as per underwriting appetite* **GIAC** support for messaging, underwriting foundations and building a strong underwriting culture* **Digital Channel** support underwriting excellence within the digital channels* **HNW, Commercial** partnership to support business strategies and underwriting rigor**Leadership Behaviours*** Embrace and live TD''''s leadership profile* Create an inclusive, high energy, engaging work environment that is focused on achieving business results* Take calculated risks which are understood and can be managed and promote a strong and strategic risk management culture* Have a point-of-view and be flexible enough to change it based on data, analysis and incorporating different perspectives* Drive efficiencies, agility and simplicity balancing strategy with an execution focus* Strong business partnership and executive presence**Capabilities*** Experience building teams and delivering business transformations* Highly specialized in general insurance underwriting with deep knowledge in the property and casualty industry* 10+ years underwriting experience, including underwriting leadership* Deep knowledge of Canadian regulatory landscape* Extensive knowledge of risk management and building a risk culture* Decisive when recommending program components/strategies* Ability to develop and execute a compelling vision and winning strategies* Strong negotiation skills* Strong planning skills* Strong communication skills & leadership presence* Ability to collaborate and partner with multiple internal and external stakeholders* Can operate effectively within a matrix environment**Who We Are:**TD is one of the world''''s leading global financial institutions and is the fifth largest bank in North America by branches/stores. Every day, we deliver legendary customer experiences to over 27 million households and businesses in Canada, the United States and around the world. More than 95,000 TD colleagues bring their skills, talent, and creativity to the Bank, those we serve, and the economies we support. We are guided by our vision to Be the Better Bank and our purpose to enrich the lives of our customers, communities and colleagues.TD is deeply committed to being a leader in customer experience, that is why we believe that all colleagues, no matter where they work, are customer facing. As we build our business and deliver on our strategy, we are innovating to enhance the customer experience and build capabilities to shape the future of banking. Whether youve got years of banking experience or are just starting your career in financial services, we can help you realize your potential. Through regular leadership and development conversations to mentorship and training programs, were here to support you towards your goals. As an organization, we keep growing and so will you.**Our Total Rewards Package** Our Total Rewards package reflects the investments we make in our colleagues to help them and their families achieve their financial, physical, and mental well-being goals. Total Rewards at TD includes a base salary, variable compensation, and several other key plans such as health and well-being benefits, savings and retirement programs, paid time off, banking benefits and discounts, career development, and reward and recognition programs.**Additional Information:** Were delighted that youre considering building a career with TD. Through regular development conversations, training programs, and a competitive benefits plan, were committed to providing the support our colleagues need to thrive both at work and at home.Please be advised that this #J-18808-Ljbffr