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Position: Junior Underwriter Location: Yonge & St. Clair, Toronto, ON (In Office) Job Type: Full-time, Permanent The Company Hosper Mortgage is a Toronto-based financial services firm and a multi-award-winning alternative lender, recognized as a Top Alternative Lender in Canada for four consecutive years. We specialize in alternative and private mortgage lending and private market investments, delivering flexible financing solutions with speed, discipline, and exceptional service. Our collaborative team works closely with a partner real estate law firm, allowing for efficient execution and strong deal outcomes. Our office is located at Yonge & St. Clair, steps from public transit and surrounded by dining, fitness, and lifestyle amenities. Mission Statement The Hosper Purpose: To be the best alternative to a traditional bank. For Investors: we offer predictable, passive, and above market returns. For Borrowers: we provide unique financials solutions, as fast as they need it. For Brokers: we operate with respect, diligence, and helpfulness. The Position We are seeking a Junior Mortgage Underwriter to support the underwriting and execution of a growing volume of mortgage transactions. This role is ideal for an underwriter who has foundational experience in B-lending or private mortgages and is looking to deepen technical skills while working in a fast-paced, relationship-driven environment. You will be involved in underwriting deal submissions, communicating with brokers, and coordinating closings with funding and legal partners. Success in this role is measured by underwriting quality, turnaround time, attention to detail, and service to brokers. This is an in-office role that offers meaningful exposure, mentorship, and performance-based growth. What Success Looks Like Accurate, well-reasoned underwriting decisions Efficient turnaround on deal submissions Strong broker relationships built on trust and responsiveness Smooth coordination through to closing Consistent attention to detail and documentation quality Responsibilities Review and underwrite mortgage submissions in accordance with internal guidelines Analyze credit reports, appraisals, and supporting documentation Communicate with brokers from submission through closing Coordinate with funding teams and external legal partners to support timely closings Provide underwriting and execution support to Business Development Managers Manage a steady pipeline of files while meeting target timelines Identify issues early and propose practical solutions Ideal Candidate Minimum 2 years'' experience in B-lending or private mortgage underwriting Strong understanding of mortgage documentation, credit analysis, and risk assessment Proficiency in Microsoft Word and Excel Experience with Mortgage Automator is an asset Holds or is willing to obtain an active Mortgage Agent license Detail-oriented, organized, and comfortable working under deadlines Strong communication skills with a client-service mindset Interest in technology, automation, and process improvement Why Should You Apply? Competitive salary for a Mortgage Underwriting position including bonus pay. Excellent dental and extended health care benefits, paid breaks, paid vacation, and more Numerous staff perks such as a Goodlife membership, quarterly team events, office coffee & snacks bar, and more Great opportunity to be part of a growing company with a flat organizational structure. Support from the underwriting team and administrative team, as well as senior management. Our Company places strong emphasis on work life balance and employee well-being. We have a reasonable expectation for working hours, and flexibility to accommodate life as it happens. We have policies for flex hours and personal days. Meet with us to find out more Job Type Full-time, Permanent Salary: $50,000.00-$60,000.00 per year Benefits Business Casual dress Company events Dental care Extended health care Life insurance Reimbursed gym membership Paid vacation time off RRSP match Flexible Language Requirement French not required Schedule Core Business Hours Monday to Friday Supplemental pay types Bonus pay eligibility To Apply: Please submit your resume. Job Type: Full-time Pay: $50,000.00-$60,000.00 per year Benefits: Casual dress Company events Dental care Extended health care Flexible schedule Life insurance On-site gym Paid time off RRSP match Application question(s): Why do you think you are a good fit for this role? Education: Bachelor''s Degree (required) Work Location: In person