Job Title

About the Company Fairstone Bank and its family of brands are united in delivering innovative, accessible and reliable financial solutions that enable Canadians to reach their goals. Over the years, our brand family has grown. In 2024, Home Trust Company, Home Bank and Oaken Financial became part of the Fairstone Bank family of brands, alongside Fairstone, Eden Park and Fig. Together, we are the leading alternative lending bank in Canada with a diverse suite of productsresidential and commercial mortgages, consumer deposits and GICs, credit cards, retail and automobile financing, personal loans and digital lendingtailored to all Canadians, including newcomers, smallbusiness owners, smart investors and savvy consumers. About the Role Provide support in maintaining oversight of the Companys KYC Refresh and AML Risk Scoring outputs. Action the initial review of alerts through the AML Risk Score workflow due to servicing changes, including KYC Refresh, for clients across all business lines. Complete documentation for KYC/EDD for recordkeeping, internal audit and regulatory review purposes. Update business systems with accurate data held in client files to facilitate risk scoring and required approvals. Maintain data entry in various tracking systems. Lead clientcentric KYC and EDD reviews for all accounts within the workflow tool. Approve moderaterisk clients once KYC and EDD is complete, within established guidelines. Escalate high risk and unacceptable risk clients to Corporate Compliance. Assist with the demarketing process for unacceptable risk clients. Submit FCIU referral forms where required. Followup on requests for additional KYC information to meet EDD requirements. Provide support and manage tracking of monthly statistics for reporting purposes to meet KRIs. Identify specialized training opportunities for origination and KYC Refresh processes and provide recommendations. Advisory Act as a lead with Business Units on matters regarding origination of accounts, identification verification, KYC Refresh and Risk Scoring. Provide support on matters related to consistent application of the Companys KYC and EDD compliance requirements. Support management in detecting and deterring unusual activity identified through ongoing monitoring, KYC Refresh and risk scoring and submitting FCIU referral forms where appropriate and necessary. Reporting Provide weekly, monthly, adhoc reports as required by the business. Pull reports from online applications and leverage manual reports, disseminating information and using critical thinking and analysis. Perform KRI and KPI reporting and analysis. Develop and document operating procedures as required. Provide feedback to business on frameworks, guidelines and methodologies. What We Are Looking For University Degree in Business or equivalent related experience. Minimum 2-3 years compliance experience or equivalent. Familiarity with AML banking regulatory requirements and practices (asset). Capable of growing and succeeding in a fastpaced, entrepreneurial environment. Ability to consult and partner within all levels of the organization including senior level officers. Strong knowledge of financial regulations and controls. Strong initiative, decision making and problemsolving capabilities. Excellent communication and interpersonal skills. Proficiency in Word, Excel, PowerPoint. What Youll Love About Working Here AwardWinning Culture: Recognized as a Great Place to Work Canada 2025 and one of Montreals Top Employers 2025 by Canadas Top 100 Employers. Time to Recharge: Generous vacation based on your role, statutory holidays, plus 6 wellness days to prioritize your wellbeing. Comprehensive Benefits: Robust health and dental coverage through Manulife, as well as virtual healthcare through Dialogue. FutureReady Savings: Group Retirement Savings Plan with up to 7% employer match. Exclusive Perks: Discounts from top retailers via WorkPerks, plus locationbased perks like gym memberships and Toronto Bike Share. Continuous Growth: Education Assistance Program and Fairstone Academy for training and skill development. Family Support: Parental leave topup program to help you during lifes big moments. Community Impact: One paid volunteer day to give back to causes that matter to you. What You Can Expect Pay & Process Expected base salary range is $60,000.00 - $70,000.00. This posting is for an existing vacancy within our organization. Artificial intelligence may be used in parts of the recruitment process. All candidates considered for hire must successfully pass a criminal background check, credit check and validation of their work experience to qualify for hire. Additional Information Learn more: Fairstone Overview Follow us on LinkedIn: Fairstone LinkedIn If you have a preferred language for communication, please let us know whether you prefer French or English on your application. Fairstone is an equal opportunity employer. Accordingly, we will make reasonable accommodations to respond to the needs of people with disabilities. Individuals who view themselves as Aboriginals, members of visible minorities, and disabled are encouraged to apply in confidence. Time Type: Full time Job Type: Permanent #J-18808-Ljbffr