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Job Title


Senior Analyst, Credit Risk


Company : President’s Choice Bank


Location : Toronto, Ontario


Created : 2026-02-23


Job Type : Full Time


Job Description

**Referred applicants should not apply directly to this role.****All referred applicants must first be submitted through Workday by a current Loblaw Colleague.****Location:**500 Lake Shore Boulevard West, Toronto, Ontario, M5V 2V9**When you hire great people, great things can happen.**PC Financial offers unprecedented value to Canadians through payment products. We''''re a different kind of bank with a different type of teamwere collaborative and supportive and have the freedom and responsibility to thrive. Our purpose is to make the everyday simple and better for our customers, and we strive to make every dollar worth more.Proudly serving over 3 million customers, PC Financial continues to grow by offering payment solutions and services that reward our customers every day. As a subsidiary of Loblaws Company Inc., we share the CORE values of Care, Ownership, Respect and Excellence. We are dedicated to helping Canadians Live Life Well. Join us on our journey.**Why this Role is Important:****We are seeking a highly motivated and technically adept Senior Analyst in Credit Risk to join a dynamic, high-performance team. This role presents an opportunity for a growing professional to contribute to our credit risk strategies and driving significant business value. As a Senior Analyst in Credit Risk Adjudication, you will support the credit, fraud and AML strategies through rigorous quantitative analysis. Your work will be crucial in supporting strategy optimizations backed by robust financial analysis and communicating those changes to key stakeholders. This position offers an exceptional opportunity for a growing professional to broaden their skillsets in credit risk, business strategy, and cross-functional collaboration. If you are ready to apply your analytical skills to credit risk, expand your skillsets, and collaborate with the team to drive tangible business value, we invite you to apply.****What You''''ll Do:*** **Analyze the customer segments and respective credit risk strategies to optimize risk and revenue.*** **In collaboration with the Senior Manager, recommend improvements and quantify the benefits to credit risk strategies (e.g. credit limit assignment)*** **In conjunction with the Senior Manager, update and validate changes to the adjudication systems.*** **Develop, maintain, and produce a scheduled inventory of financial, operational, and compliance control reporting*** **Collaborate and communicate effectively with cross functional teams to achieve business objectives and alignment****What You Bring:*** **Minimum 2 year of experience in a data analysis / financial modeling / data mining role.*** **Strong ability to discover insights from data, and turning those insights into business actions*** **Ability to distill and communicate complex analytic recommendations to both technical and non-technical stakeholders, both orally and in written presentations.*** **Ability to prioritize and independently execute assigned work.*** **Attention to detail and personal accountability to ensure accuracy of produced results.*** **Strong working knowledge of Python (including Pandas, Matplotlib, modelling packages), SQL, and Microsoft Excel (including pivot tables, macros, data model)*** **Experience with cloud computing platforms (eg. Google Cloud Platform) is preferred*** **Post-Secondary Degree or equivalent experience in a quantitative field preferred (Economics, Business Administration, Statistics, Mathematics, Computer Science, Operations Research)**Come and join a winning team who demonstrates innovation, energy, creativity and vision. We recognize the importance of a diverse workforce and we therefor encourage applications from Aboriginal Peoples, women, members of a visible minority and persons with a disability. We thank all applicants for their interest, however, only those selected for an interview will be contacted.**Number of Openings:**1*PC Financial recognizes Canada''''s diversity as a source of national pride and strength. We have made it a priority to reflect our nations evolving diversity in the products we sell, the people we hire, and the culture we create in our organization. Accommodation is available upon request for applicants and colleagues with disabilities.*In addition, we believe that compliance with laws is about doing the right thing. Upholding the law is part of our Code of Conduct it reinforces what our customers and stakeholders expect of us.**Please Note: If you have Employee Self Service (ESS) on Workday, apply to this job via the Workday application.**Hiring Range / chelle salariale lembauche :$75,000.00 - $95,000.00 / 75.000,00$ - 95.000,00$ (per year / par an)A candidates experience and knowledge as well as the geographical region in which the position is located may be factored into the pay a candidate receives for this position. This posting is for an existing vacancy. The Company uses artificial intelligence for the purpose of screening, assessing and/or selecting applicants for this position. / Lexprience et les connaissances dun candidat ainsi que la rgion gographique dans laquelle le poste est situ peuvent tre prises en compte dans la rmunration quun candidat reoit pour ce poste. Cette offre demploi concerne un poste vacant existant. Lentreprise utilise lintelligence artificielle dans le but de filtrer, dvaluer et/ou de slectionner les candidats ce poste.#EN#SS #LEGAL #ONTogether, we are an organization committed to transforming the everyday banking experience, and providing our customers with the unprecedented value they deserve. Were looking for entrepreneurial spirits to drive this vision forward, and because our business model is one-of-a-kind, our talent has to be just as unique. Thats where you come in. We will equip you with the freedom to envision, conceptualize and collaborate in a fast paced environment, and youll discover what its like to push the limits and draw on the talent of your peers. This experience empowers our colleagues on their journey every day, making our promise and vision simple. Come work for a Canadian bank that thinks differently.**A NOTE ON RECRUITMENT FRAUD** Please be advised that recruitment fraud has affected a number of Canadian companies. In such schemes, individuals posing as legitimate recruiters may request personal information and payment from those seeking employment. Loblaw Companies Limited, its subsidiaries, and recruiting agencies will never ask for payment at any stage in the recruitment process.To avoid falling victim to recruitment fraud:* Do not to respond to unsolicited offers from people you are unfamiliar with* Do not disclose personal or financial details via text messages* Beware of employers or agents using webmail email addresses such as @Yahoo or @Hotmail* Hover over email addresses to check the senders details* If you are asked for payment of any kind from a recruiter, contact your local police department as this is very likely to be fraudIf you believe you may be the victim of recruitment fraud, please contact us at [email protected] and report any issues to the . #J-18808-Ljbffr