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Job Title


Senior Product Engineer - Ruby | Canada (remote)


Company : Cleo


Location : Toronto, Ontario


Created : 2026-03-07


Job Type : Full Time


Job Description

About Cleo At Cleo, we''''re not just building another fintech app. We''''re embarking on a mission to fundamentally change humanity''''s relationship with money. Imagine a world where everyone, regardless of background or income, has access to a hyperintelligent financial advisor in their pocket. That''''s the future we''''re creating. Cleo is a rare success story: a profitable, fastgrowing unicorn with over $200 million in ARR and growing over 2x yearoveryear. This isn''''t just a job; it''''s a chance to join a team of brilliant, driven individuals who are passionate about making a real difference. We have an exceptionally high bar for talent, seeking individuals who are not only at the top of their field but also embody our culture of collaboration and positive impact. If youre driven by complex challenges that push your expertise, the chance to shape something truly transformative, and the potential to share in Cleos success as we scale, while growing alongside a company thats scaling fast, this might be your perfect fit. What youll be doing Joining a crossfunctional product squad and collaborating with a mix of engineers, designers, analysts and other disciplines to develop features that enhance our users financial health. Collaborating with other senior peers in your squad and pillar to provide technical insight into upcoming work, and leading the delivery by helping pull everyone together to get it shipped. Mentoring colleagues to help them grow as engineers and actively supporting their development. Working on our Ruby on Rails monolith, building data models, APIs, and business logic services. Delivering your work using agile methodologies and tools like tests, observability, ABtests, and feature flags. Analyzing data to identify problems and generate new ideas, using various sources such as our database, application logs, and user research data. Supporting colleagues through inhours support and optionally joining the compensated outofhours oncall rotation. Contributing to crosscutting concerns that improve our engineering efforts. Taking part in shaping the work of your squad beyond technical aspects, participating in product ideation, user research, design reviews, retrospectives, and more. Here are some examples, big and small, of the kind of product feature work our engineers have taken part in over the last year Building a secured credit card Launching new budget analysis features Implementing pricing experiments for subscriptions About you You are passionate about making a positive difference in society by improving the financial health of our users. You align with our company values and engineering principles, which drive our ways of working and software delivery. As this is an SE3SE4 position were looking for someone who has at least 4 years industry experience of using Ruby on Rails. If its not quite that much, maybe you want to look at our standard Backend role. Our tech stack Cleo is built as a Ruby on Rails monolith with a single React Native app frontend, utilising TypeScript. We also leverage Python for machine learning services and PostgreSQL for our database, all hosted on AWS. Our CI/CD pipeline is fully automated, with production deployments happening on every merge via Heroku. Our backend engineers deploy multiple times a week, and we release our frontend app to Google and Apple for review at least once a week. What do you get for all of your hard work? RRSP contributions of 100% to 6% Medical insurance, dental and vision care through Canada Life Companywide performance reviews every 4 months, in line with our termly cycles Generous pay increases for highperforming individuals Equity topups for team members getting promoted 15 days annual leave a year (prorata) plus public holidays + 5 extra useforwhatever days + 1 additional day of holiday for every year you spend with us up to a maximum of 20 days in total An additional volunteering or Learning & Development day off each year 1 month paid sabbatical after every 4 years at Cleo Online courses to level up your skills like coding, SQL etc and well pay for your OpenAI subscription Access to Spill - remote mental health support Enhanced sickness, compassionate, bereavement, pregnancy loss leaves Salary range $120,000 CAD - $170,000 base EEO statement We strongly encourage applications from people of colour, the LGBTQ+ community, people with disabilities, neurodivergent people, parents, carers, and people from lower socioeconomic backgrounds. #J-18808-Ljbffr