Job Title

Join a Challenger Being a traditional bank just isnt our thing. We are big believers in innovating the banking experience because we believe Canadians deserve better options. Our team is made up of inquisitive and agile minds that find smarter ways of doing things. If youre not afraid of big challenges and redefining the future, you belong with us. Youll work with people who will encourage you to reach new heights. We like to keep things fun, ask questions, and learn together. We are a growing family serving over 670,000 people across Canada through Equitable Bank, Canada's Challenger Bank, with over 50 years of history. Our subsidiary, Concentra Bank, supports credit unions serving more than six million members. Together, we manage over $125 billion in assets, driving change in Canadian banking to enrich lives. Our digital platform, eqbank.ca, has been named one of the top banks in Canada on the Forbes World's Best Banks list since 2021. The Work As part of our commercial team, the Senior Commercial Mortgage Underwriter will be responsible for underwriting construction and conventional commercial loans, adhering to policies and standards, and finding creative solutions to meet service and volume targets. The role includes credit analysis, reporting, pipeline management, and collaboration with external and internal partners. The position is based in Toronto. Key Responsibilities: - Analyze and underwrite commercial credit facilities, including construction and conventional loans from $2.5 million to $50 million, ensuring compliance with lending guidelines and timely documentation and conditions fulfillment. - Communicate with external origination partners and internal stakeholders to ensure efficient transaction processing and customer service. - Manage your deal flow to meet deadlines efficiently. - Perform administrative and reporting duties for the department, supporting senior management. Qualifications: - At least 5 years of commercial mortgage underwriting experience. - Proven service excellence in the field. - Post-secondary education in business or finance preferred. - Proficient in MS Office. - Strong analytical, problem-solving, and organizational skills. - Good communication skills, both oral and written. - Ability to attend industry events as needed. Challenges: - Make sound underwriting decisions independently, often with limited information, requiring creative and proactive problem solving while following policies and regulations. #LI-Hybrid What We Offer - Competitive bonus and market-leading RRSP match. - Medical, dental, vision, life, and disability benefits. - Employee Share Purchase Plan. - Maternity/Parental top-up. - Generous vacation and personal days. - Virtual events and professional development allowances. - A chance to be part of a top FinTech creating innovative banking experiences. The role is hybrid, based at 2200-25 Ontario Street, Toronto, ON. Equitable Bank values inclusion and diversity. We support accommodations for all applicants and require successful background and credit checks for hire. Only candidates closely matching the requirements will be contacted. We look forward to meeting you! #J-18808-Ljbffr