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Job Title: Underwriter II (Bilingual English/French) Location: Hybrid Waterloo, Toronto or Montral Office Days: Tuesday, Wednesday, Thursday Contract Duration: 1 year (extension possible, conversion to permanent possible) Heres the revised JD with the client name removed : Job Title: Underwriter II (Bilingual English/French) Location: Hybrid Waterloo (Primary), Toronto or Montral also possible Office Days: Tuesday, Wednesday, Thursday Contract Duration: 1 year (extension possible, conversion to permanent possible) About the Role We are seeking a Bilingual Underwriter II to join our team. This mid-level underwriting role involves evaluating insurance applications, reviewing complex financial documents, and assessing risk to ensure compliance with company and regulatory standards. The position provides exposure to group benefits insurance, financial analysis, and credit evaluation . This is an excellent opportunity for professionals looking to enhance their insurance underwriting expertise while working in a collaborative, hybrid environment. Key Responsibilities Review and assess insurance applications, documentation, and quotes for accuracy, completeness, and regulatory compliance . Analyze financial statements, credit reports, and income documents to assess creditworthiness and risk . Make underwriting decisions and provide risk-based credit recommendations following company guidelines. Respond to audits from internal teams and investors, ensuring documentation meets required standards. Collaborate with production staff to obtain any missing or required documents . Maintain production and quality standards while ensuring timely file turnaround . Provide coaching and feedback to team members to support quality and process adherence. Communicate clearly with internal partners through written and verbal updates. Identify risks or discrepancies proactively and determine appropriate solutions. Work effectively in a team environment , supporting workflow, collaboration, and knowledge sharing. Required Qualifications / Must-Have Skills Bachelors degree or equivalent experience. 46 years of relevant experience , ideally in insurance underwriting, financial analysis, or group benefits. Bilingual English and French required. Strong credit analysis and financial review skills . Thorough knowledge of insurance regulations and compliance standards . Excellent problem-solving, communication, and interpersonal skills . Preferred / Nice-to-Have Skills Experience in coaching or mentoring team members . Familiarity with audit processes . Strong teamwork and collaboration skills. Experience managing documentation and production workflow . Performance Metrics Success in this role will be measured by: Accuracy and quality of underwriting decisions Adherence to compliance and regulatory requirements Meeting production and turnaround targets Collaboration and effective communication with team members and internal partners Why Join Us? Gain exposure to complex insurance products and underwriting processes . Opportunity to learn and grow professionally . Hybrid work flexibility across Waterloo, Toronto, and Montral . Potential for contract extension or permanent conversion . Interview Process 1 virtual round Duration: 1 hour