Job Title

Retail Lending Officer I (Full-time, Permanent) Winkler page is loaded## Retail Lending Officer I (Full-time, Permanent) Winklerremote type: In Branchlocations: Winkler (295 Main St)time type: Full timeposted on: Posted Todaytime left to apply: End Date: March 31, 2026 (12 days left to apply)job requisition id: JR100561# **Grow your career with one of Manitoba's Top Employers since 2014.**At Access Credit Union, we support a professional and innovative work environment with a corporate culture that uniquely embraces empowerment, accountability, and trust. We recognize and value each employee's contributions to our success, which is why we offer competitive compensation, 100% company paid health benefits, employer-matched pension plan, continuing education, and career advancement opportunities within our credit union.**At Access Credit Union, our values are straightforward:*** Do good* Be better* Own it* Move forwardThe Retail Lending Officer is a member-focused Brand Ambassador who is responsible for all personal credit granting functions, performing analysis to assess loan viability and risk, and make the appropriate recommendations. Using advice -based sales, the Personal Account Manager takes ownership of all the members needs promoting the full range of credit union products and services, building member relationships that add value and contribute positively to the credit unions profitability.**Key Responsibilities and Acccountabilities****Lending*** Identify member needs and sell a full range of credit union products and services, including loans and mortgages, lines of credit, credit cards, etc.* Complete credit applications thoroughly ensuring that all relevant information is included and analyzed in supporting recommendations within established limits and procedures.* Communicate to the member all terms and conditions of any credit, product being presented, ensuring that all products sold are consistent with the members needs and risk tolerance.* Ensure instructions outlining the conditions of lending products clearly laid out (loan type, interest rate, security, searches, liens, etc.).* Maintain thorough knowledge of and adhere to credit union policies and procedures on risk management, confidentiality, security and fraud prevention.* Work directly with the loans processing department to ensure timely and accurate administration of documentation.* Control loan delinquency through communication with the member prior and subsequent to the loan being granted. Maintain and document a systematic collection procedure for early identification and follow up of problem accounts.**Relationship Management*** Operates as the primary contact for assigned members, managing the relationships on behalf of the credit union to ensure the members needs are met and the relationship remains profitable.* Pro-actively work to retain and expand existing member relationships, while pursuing new sources of business.**Team Work*** Provide input into the development of and support the achievement of branch sales goals.* Actively participate in regular staff meetings providing input when necessary.**Business Development & Community Relations*** Participate in and contribute to an entrepreneurial environment to seek out new business and referral opportunities that support the branch and organization goals.* Pro-actively work to retain and expand existing member relationships, while pursuing new sources of business.**Essential Qualifications*** Grade 12 diploma* Diploma/Certificate from a recognized post-secondary institution with focus on business or finance or equivalent* Understanding and adherence to relevant policies and procedures including but not limited to, the Privacy Act, Anti-Money Laundering, and Terrorist Financing Act, the Credit Union Act and Credit Union Loan Policies* Previous customer service and/or sales experience* Demonstrated desire to serve others in a friendly and professional manner* Ability to identify and willingness to act upon sales and service opportunities* Strong interpersonal and communication skills, both verbal and written* Ability to work in fast-paced environment and perform well under pressure* Ability to prioritize using sound judgment to make timely and effective decisions* Attention to detail with high degree of accuracy* Knowledge of risk management within the financial industry* Proficient computer skills**Employee Sub-Type**Regular**Starting Salary**$51,139.00If you are interested in this position, apply today! #J-18808-Ljbffr