Job Title

You are as unique as your background, experience and point of view. Here, youll be encouraged, empowered and challenged to be your best self. You''''ll work with dynamic colleagues - experts in their fields - who are eager to share their knowledge with you. Your leaders will inspire and help you reach your potential and soar to new heights. Every day, you''''ll have new and exciting opportunities to make life brighter for our Clients - who are at the heart of everything we do. Discover how you can make a difference in the lives of individuals, families and communities around the world. Location Hybrid, work from home. Are you a passionate experienced Underwriter who loves to deliver clients, advisors, and partners with exceptional service on their largest cases? Sun Lifes High Net Worth (HNW) Team creates a remarkable new business experience, supporting both advisors and clients throughout the entire acquisition process. We have specialized HNW case managers and underwriters who partner to deliver this exceptional experience. Directors of HNW Advanced Underwriting are production roles that require extensive experience in both medical and financial risk selection. This role also needs experience working with management, product, and the reinsurers to come up with positive solutions for challenging files. A commitment to client-first, proactive communication, and partnership with advisors and distribution team are critical aspects to this role. In this position, youll review and analyze medical, personal, and financial information to evaluate eligibility and risk for applications for amounts up to $200 million. Youll play a key role in the risk assessment, decisionmaking and communication for each application. What will you do? Analyze insurance applications and evidence of insurability; apply holistic underwriting expertise in all areas of underwriting including medical, financial and lifestyle factors to make sound and competitive underwriting decisions. Negotiate internal decisions with our reinsurers, in accordance with reinsurance treaties and internal rules. Effectively communicate and explain decisions to advisors and/or a clients physician, as require. Build strong relationships with business leaders, distribution teams and advisors delivering exceptional service and expertise. Focus on continuous improvement. Identify areas of opportunities and bring forward recommendations for solution. Contribute to a positive environment through teamwork, and a spirit of innovation, and professional development. Attend and contribute to regular HNW case reviews where the team shares their knowledge and opinions with an outcome of helping each other to develop and learn. Mentor and help employees grow to the next levels in their careers. What do you need to succeed? Decision Making Authority >$10,000,000 for Life and $1,000,000 of Critical Illness Exceptional analytical, judgement, problemsolving and decisionmaking skills This position is posted in several locations. Bilingualism (French/English) is required for Quebec applicants because of the frequent interactions with English and Frenchspeaking colleagues/internal partners. Client and results focused, with proactive service orientation to support our business goals Ability to influence and negotiate Strong knowledge of medical and financial risk factors The ability to work in a fastpaced environment, meet tight deadlines and balance completing priorities Strong interpersonal skills to work collaboratively with our internal and external partners Strong attention to detail and accuracy Ability to work independently and eager to take on responsibility 10-15 years of experience as an Individual Life Underwriter Specialized training: ALU certificate and commitment to ongoing education with a goal of attaining the Fellow, Academy of Life Underwriting (FALU) and Fellow, Life Management Institute (FLMI) designations. Reasons you should join us under the sun A caring, supportive, and inclusive culture Supportive leadership whos focused on your success and wellbeing Continuous improvements that focus on enhancing your work and our clients experience #makeadifference Sustainability commitments to create a cleaner, more inclusive and sustainable future for our communities Benefits and Programs Flexible Benefits from the day you join to meet the needs of you and your family Pension Plan participation starts immediately, and you are automatically enrolled. We help you save more with Sun Life automatic and matching contributions and by including both your salary and bonus when making contributions Stock Ownership Program gives you the chance to invest in Sun Life and get a company match Pay for performance reward Paid vacation based on experience, 5 Care Days available for selfcare or care of others (i.e., family or others you may support) and 10 Sick Days to support your wellbeing Our unique Sabbatical Program gives you the opportunity to take up to 6 weeks off, every five years Investment in notforprofit organizations that are important to you Other Details Some travel and representation at industry and sales events is required The Base Pay range is for the primary location for which the job is posted. It may vary depending on the work location of the successful candidate or other factors. In addition to Base Pay, eligible Sun Life employees participate in various incentive plans, payment under which is discretionary and subject to individual and company performance. Certain sales focused roles have sales incentive plans based on individual or group sales results. Diversity and inclusion have always been at the core of our values at Sun Life. A diverse workforce with wide perspectives and creative ideas benefits our Clients, the communities where we operate and all of us as colleagues. We welcome applications from qualified individuals from all backgrounds. Persons with disabilities who need accommodation in the application process, or those needing job postings in an alternative format, may email a request to [email protected]. We are proud to be a hybrid organization that offers our employees the choice and flexibility to work from both the office and virtually based on the needs of the business, our Clients and you! Several work options are available and can be discussed throughout the selection process depending on the role requirements and individual needs. We may use artificial intelligence to support candidate sourcing, screening, interview scheduling. We thank all applicants for showing an interest in this position. Only those selected for an interview will be contacted. Salary Range 110,000/110 000 - 180,000/180 000 Job Category Underwriting - Individual Posting End Date 01/04/2026 #J-18808-Ljbffr