Job Title

Date d''entre en fonction : 1 poste combler ds que possible Date limite pour prsenter sa candidature : 03/07/2026 Adresse : 33 Dundas Street West Groupe de famille d''emploi : Audit, gestion des risques et conformit Join a purposedriven team at the center of BMOs risk management ecosystem. As a Manager, Credit Risk Strategy Oversight , you will provide specialized analytics, structured challenge, and riskfocused insight across Canadian Retail lending business. Operating in the second line, you will apply sound judgment within established frameworks to identify, diagnose, and address complex, nonroutine issues strengthening decision quality, transparency, and alignment to risk appetite, regulatory expectations, and governance standards. While your primary focus is on business/group priorities, you will have opportunities to contribute to broader enterprise initiatives as experience grows. Key Responsibilities Independent Risk Oversight & Effective Challenge Provide independent, evidencebased challenge on credit proposals, strategy changes, segmentation approaches, MLenabled decisioning, and underwriting policies to ensure alignment with risk appetite and regulatory expectations. Assess conceptual soundness, key assumptions, data integrity, and directional risk impacts across origination, account management, and collections strategies; elevate issues with concise, actionable recommendations. Monitor portfolio performance, earlywarning indicators, and emerging risks; contribute to secondline reporting and leadership briefings with clear, datadriven insights. Portfolio Risk Insight, Stress Testing & Strategic Advisory Conduct advanced analytics, trend and concentration reviews, and earlywarning indicator assessments to identify forwardlooking vulnerabilities and loss pressures. Develop wellsupported recommendations that enhance portfolio quality, strengthen riskreturn outcomes, and improve endtoend credit decisioning. Present analytical findings to first and secondline stakeholders in a clear, structured, and decisionready manner. Execute components of regulatory capital and stresstesting analysis, with an emphasis on PCL, expected loss dynamics, and sensitivity to macroeconomic scenarios. CrossFunctional Influence & Collaboration Provide analytical and consultative support to partners in Credit, Finance, Product, Legal, Operations, Data & Analytics, and Modeling, embedding risk considerations early in design. Translate complex analyses into clear narratives and visuals tailored to executives and governance forums. Ensure strategic initiatives align with governance expectations including business casing, risk stewardship, data quality, and model governance considerations. Credit Governance, Policy & Framework Stewardship Maintain and enhance credit risk governance artifacts (roles, authorities, controls) in alignment with enterprise risk and model risk management standards. Support adherence to credit policies, standards, and Regulatory Compliance Management requirements; partner with Compliance on control design, monitoring, and issue remediation. Manage documentation lifecycles for credit proposals, policy updates, decision memos, and secondline oversight deliverables. Judgment, Independence & Continuous Improvement Work independently on nonroutine issues applying strong judgment while operating within established frameworks and governance boundaries. Mentor analysts and associates to strengthen analytical rigor, credit judgment, and effectivechallenge capabilities. Identify and implement improvements to oversight processes, risk reporting, and governance practices as trends and expectations evolve. Take on broader responsibilities or contributions to enterprise initiatives based on business needs and developmental trajectory. Qualifications Typically 5-7 years in risk analytics, portfolio management, credit strategy, or related analytical roles within a financial institution. Postsecondary degree in Finance, Economics, Statistics, Mathematics, Engineering, or a related field or an equivalent combination of education and experience. Strong applied experience with analytical tools such as Python, SQL, SAS, or R; ability to translate complex analysis into clear, concise insights for senior audiences. Solid understanding of credit risk principles, portfolio analytics, governance expectations, and regulatory concepts gained through handson experience. What We Offer A highimpact secondline role with visibility across priority businesses and exposure to enterprise initiatives. Opportunities to materially enhance credit oversight, strengthen decision quality, and reinforce portfolio resilience. A culture that values integrity, inclusion, innovation, and high performance. Access to senior leaders, crossfunctional partners, and complex oversight challenges that support ongoing career development. Salaire $69,000.00 - $129,000.00 Type de rmunration Salaire Ce qui prcde reprsente la fourchette et le type de rmunration de BMO Groupe financier. Les salaires varieront en fonction de facteurs comme lemplacement, les comptences, lexprience, les tudes et les qualifications pour le poste et pourront inclure une structure de commissions. Les salaires pour les postes temps partiel seront calculs au prorata du nombre dheures travailles rgulirement. Pour les rles commission, le salaire susmentionn reprsente la cible de BMO Groupe financier pour la premire anne au poste. La rmunration totale offerte par BMO variera selon le type de rmunration associ au poste et peut comprendre des primes de rendement, des primes discrtionnaires ainsi que dautres avantages et rcompenses. BMO offre galement une assurance sant, le remboursement des frais de scolarit, une assurance accident et une assurance vie, ainsi que des rgimes dpargneretraite. Pour en savoir plus sur nos avantages sociaux, consultez le site: propos de nous BMO, nous sommes anims par une raison dtre commune : Avoir le cran de faire une diffrence dans la vie, comme en affaires. Cette raison dtre nous invite entraner des changements positifs et durables pour nos clients, nos collectivits et nos gens. En travaillant ensemble, en innovant et en repoussant les limites, nous transformons des vies et des entreprises et favorisons la croissance conomique partout dans le monde. En tant que membre de l''quipe de BMO, vous tes valoris, respect et entendu, et vous avez plus de moyens pour progresser et obtenir des rsultats. Nous nous efforons de vous aider obtenir des rsultats ds le premier jour, pour vous-mme et nos clients. Nous vous offrirons les outils et les ressources dont vous avez besoin pour franchir de nouvelles tapes, car vous aidez nos clients franchir les leurs. Au moyen de formation et de coaching approfondis ainsi que de soutien de la direction et d''occasions de rseautage, nous vous aiderons acqurir une exprience enrichissante et largir votre groupe de comptences. Pour en savoir plus, visitez-nous l''adresse BMO s''engage offrir un milieu de travail inclusif, quitable et accessible. Nous apprenons de nos diffrences et tirons notre force des gens et de leurs diffrents points de vue. Des mesures dadaptation sont disponibles sur demande pour les candidats qui participent tous les aspects du processus de slection. Pour demander des mesures dadaptation, veuillez communiquer avec votre recruteur. #J-18808-Ljbffr