Job Title

Senior Credit Analyst, Commercial Mortgages Professional ServicesRegina,Saskatchewan Be Part of a Socially Responsible Organization We are a unique asset management firm that stands out for value creation and its pursuit of sustainable wealth for our clients. Thanks to our people's expertise, we can achieve our purpose and participate in the responsible development of our communities. We manage more than 40 billion dollars in assets and have more than 170 employees spread across our headquarter in Montreal and our offices in Toronto, Guelph, and Regina. We have adopted a hybrid work model that promotes work-life balance as well as a collegiality that sets us apart in the workplace. The Commercial Mortgages Sector: A Unique Asset Class Are you interested in joining a team of experts dedicated solely to commercial mortgages, creating long-term value through diversified mortgage portfolios? Addenda Capital is the ideal place to build relationships with key market players and collaborate with colleagues from other sectors. Reporting to the Senior Manager, Commercial Mortgages, you will play a key role in the management of the active commercial mortgage portfolio, including negotiating renewal, refinancing, or payout terms for maturing loans and by monitoring watchlist loans that have fallen below underwriting standards. You will also support the Portfolio Managers by evaluating new mortgage investment opportunities and by providing analysis to guide portfolio management decisions. Your responsibilities - Prepare comprehensive credit packages for mortgage renewals, refinances, and annual reviews; - Manage the upcoming loan maturities to negotiate payout or short-term extensions for loans that no longer meet portfolio objectives. - Support the Portfolio Managers by preparing underwriting summaries and credit packages for new mortgage originations; - Provide oversight and assistance in the assessment and loading of operating statements into the loan management system; - Assess loan assumption requests, including reviews of loan underwriting, property purchase agreements, and credit quality of the purchaser; - Work directly with funding and administration personnel to achieve timely and accurate loan funding and processing; - Assist in the ongoing development and management of portfolio analytics projects; - Provide mentorship and support to the Analysts for complex issues; - Analyze and monitor real estate market conditions and deliver quarterly presentations to the Portfolio Managers to inform portfolio management decisions. What you bring - University degree Business, Finance, or related discipline ; - CFA designation, enrollment in the CFA program with commitment to obtain the designation within 5 years, or demonstrated proficiency through progressive roles from related work experience in lieu ; - A minimum of 5 years experience in commercial mortgages, commercial real estate, investment management, or banking; - Completion of the UBC Sauder School of Business Mortgage Brokerage Course within 18 months; - Analytical skills including the use of Excel and mortgage underwriting systems; - Superior written and verbal skills; - Fluency in the French Language is considered an asset. What sets you apart - Ability to maintain accuracy under pressure; - Capacity to think independently; - Excellent planning skills; - Flexibility and adaptability in a dynamic environment; - Team player with willingness to share knowledge amongst team members; - Resourceful with ability to take initiative. Do you have a genuine interest in this position and meet most of the requirements? Apply now! We value differences and discussions by creating and maintaining an inclusive, equitable and accessible work environment that fosters collaboration. Let us know what makes you unique and how you will make a difference in the Addenda Capital team. #J-18808-Ljbffr