Job Title

Position Summary Reporting to the Director of Mortgage Originations, the Underwriter is responsible for recommending customers mortgage applications. Including in-depth analysis of document review and managing loan from application to completion stage. Major Duties & Responsibilities Effective pipeline management to ensure documentation is received on time. Assesses up to 4 mortgage applications per day. Evaluating brokers documentation and recommending/approving mortgage applications by assessing the 5 Cs of credit including credit, capacity, capital, character and collateral within established HTB guidelines. Fulfills all conditions required and communicates remaining conditions with the brokers within SLA. Provides excellent customer service, including efficient turnaround time to brokers, while building and maintaining positive working relationships. Works in collaboration with the Originations unit to ensure targets are being met and exceeded. Stays informed of the latest industry knowledge including: B20, AML (Anti-Money Laundering) and KYC (Know Your Customer) legislation. Qualifications & Experience Degrees, Diplomas & Certifications: The position requires a university degree or equivalent experience. Years and Range of Experience Required to Perform the Job: The position requires at least 3 years experience underwriting in the residential mortgage lending industry, preferably in the Near prime and Alt B business. A strong understanding of residential mortgage review, regulatory legislation (B20, AML and KYC) and the proven ability to make sound underwriting decisions. Proven ability to clearly communicate with mortgage brokers; maintain successful relationships that include negotiation and sales skills. Strong organization, time management and multi-tasking skills. Comfortable using Microsoft Outlook, Excel, Word, underwriting and servicing software platforms or Delta 360. Bilingual in French is an asset. Haventree Bank embraces equal opportunity, diversity, and inclusion. Please let us know if you require any accommodations during the recruitment and selection process by contacting . #J-18808-Ljbffr