Benefits Top-tier health and wellness benefits, including comprehensive benefits packages, a yearly health spending account and personal spending account Enhanced mental health benefits through SunLife and TELUS Health Up to $1000 per year towards professional development Pension Plan Flexwork environment Companywide Employee Volunteer program (Blue Wave Program) Employee and Family Assistance Program Competitive compensation packages Exclusive banking benefits Job Overview The Fulfillment Officer is responsible for reviewing, verifying, and processing mortgage documentation to ensure compliance with company policies, regulatory requirements, lender and insurer guidelines. This role plays a critical part in supporting the mortgage fulfillment process by maintaining accuracy, timeliness, and exceptional customer service. Role Review and validate mortgage documentation for completeness and accuracy. Verify income by an indepth review of LOE''s, paystubs, T4s, full T1 Generals, NOAs, BFS documentation including Articles of Incorporation and Business Financials. Verify down payment and closing costs while noting AML guidelines. Ensure compliance with regulatory standards, lender requirements, and internal policies. Work collaboratively with Underwriters and various departments and branches. Prepare and organize files for funding. Monitor timelines to ensure prompt processing and closing of mortgage files. Respond to inquiries in a professional and timely manner by email and phone. Communicate with brokers and internal departments and branches to ensure a seamless closing process for the members. Keep informed on FCU mortgage products, services, interest rates, lending policies, procedures and other pertinent information. Identify opportunities for efficiency, recommend improvements, and implement enhanced systems and processes where appropriate. Consider health & safety as a primary concern to ensure the overall well-being of yourself and others. Perform other duties as required. Required Skills Be adaptable and an organized multitasker that thrives in a fast pace, growing work environment. Ability to work under pressure and with timesensitive deadlines. Have working knowledge of credit investigation, analysis and related policies and procedures. Have experience preferably in the financial services/mortgage financing industry. Have working knowledge of lending platforms; Prolender is considered an asset. Experience and knowledge of Mortgage Insurance requirements. Enjoy being a team player, willing to assist other staff as required. Demonstrate clear written and verbal communication skills. Have one to three (1-3) years experience in the financial services industry, specifically in the area of mortgage documentation review. Have a sound business acumen built from the ground up with a postsecondary Degree or Diploma in business or economics or an equivalent combination of education and industry experience. This is a hybrid role in Woodstock, ON. This is a temporary opportunity up to 12 months. Salary Range: $53,122 to $73,042 Compensation for this role reflects a combination of skills, experience, and internal equity. Those whose experience more closely aligns with the role''s requirements may be placed higher within the salary range. You will learn more about FirstOntario Credit Union''s total rewards package during the interview process. We''re actively seeking diverse backgrounds and perspectives to help make FirstOntario better. Inclusion, diversity, and equity arent just nice to have theyre essential to our success. Our inclusive work environment welcomes diversity and supports accessibility. If you require accommodation at any time during the recruitment process, please let us know. #J-18808-Ljbffr
Job Title
Fulfillment Officer