Job Title

Work Location Markham, Ontario, Canada Hours 35 hours per week Line Of Business TD Insurance Pay Details $94,000 - $132,700 CAD. TD is committed to providing fair and equitable compensation opportunities to all colleagues. Growth opportunities and skill development are defining features of the colleague experience at TD. Our compensation policies and practices allow colleagues to progress through the salary range over time. The base pay offered may vary based upon the candidate''s skills, experience, job-related knowledge, geographic location and other specific business and organizational needs. As a candidate, you are encouraged to ask compensation related questions and have an open dialogue with your recruiter who can provide you more specific details for this role. Job Description TD Insurance is part of TD Bank Group, one of Canadas largest financial institutions. TD Insurance protects clients from the accidents of life with a wide range of products including credit protection, life, health, travel, home and auto insurance. It serves more than three million clients and offers products online, over the phone, and through a network of more than 1,000 TD Canada Trust branches. In Canada, TD Insurance has two lines of business General Insurance and Life & Health. The General Insurance business is a top home and auto insurance group and the national leader in group insurance and affinity marketing. The Life & Health business is the number one provider of critical illness and direct life and health insurance in Canada. TD Insurance is committed to fostering an inclusive, accessible environment with a Canada-wide workforce of over 4,000 employees and offices in Atlantic Canada, Quebec, Ontario and Alberta. TD Insurance offers a stable and dynamic work environment with strong appreciation for talent and a focus on professional development. Reporting to the Commercial Property and Casualty (P&C) Senior Manager Product and Underwriting Strategy , this Manager will develop and execute business strategy to deliver premium and earnings goals and contribute to overall business objectives. Key Accountabilities Develop and maintain robust understanding of the Commercial P&C regulatory requirements, industry and customer trends, and competitive landscape. Keep current on Commercial P&C emerging trends and develop knowledge of the business, related tools, procedures and techniques. Lead the endtoend management of smallbusiness Commercial P&C underwriting strategy and rules, monitor performance, identify areas of opportunity, develop recommendations and drive changes to achieve business and financial objectives. Develop an in-depth understanding of smallbusiness Commercial P&C underwriting strategy and rules and a solid understanding of customer segments, customer needs, competitive landscape and trends in the General Insurance industry to assist in identifying new business opportunities. Drive the design and development of Commercial P&C new underwriting rules to achieve business objectives. Refine Commercial P&C underwriting strategies through analysis of key business drivers and provide recommendations. Solve complex problems with considerations to multiple constraints and variables and work with partners to develop solutions. Lead Commercial P&C underwriting strategy and rules discussions and collaborate with multiple stakeholders in delivering daytoday projects and initiatives. Maintain a culture of risk management and control, supported by effective processes and guidelines in alignment with risk appetite. Develop and maintain Commercial P&C insurance contract wordings, forms and endorsements, and any supportive customer documentation, including French versions, to enhance the endtoend customer experience while achieving business objectives. Support the development, implementation and understanding of training material related to Commercial P&C contracts if applicable. Act as Subject Matter Expert for smallbusiness Commercial P&C underwriting strategy, rules and coverage wordingrelated inquiries. Build and maintain effective relationships with key internal stakeholders and/or external partners to develop new Commercial P&C product and services. Provide Commercial P&C insurance contract interpretation and coverage intention to various stakeholders across the organization. Develop, maintain, and analyze Commercial P&C coverage comparisons with regulatory requirements, customer needs, market changes, industry standards or main competitors and propose insurance contract changes accordingly. Job Requirements Strong critical thinking skills, financial acumen, and ability to synthesize large amounts of information into concise, actionable summaries for an executive audience. 7+ years of General Insurance experience. Commercial Insurance underwriting, wordings and contract knowledge and experience. Excellent judgment and relationshipbuilding skills, with a superior ability to make things happen with impact and influence and nurture key relationships. Strong problemsolving skills and the ability to make factbased recommendations in a timely manner. Strong organizational skills, with the ability to work in a fastpaced environment and manage multiple deadlines and priorities. Advanced knowledge of and ability to gather market intelligence and conduct underwriting and wordings research, analysis and development. Proof of highly developed critical thinking, analytical and problemsolving skills. Excellent interpersonal communication skills (both written and verbal). Selfmotivated, team player with high energy and the ability to work independently. Language proficiency: Mastery of a language other than French to provide support or interact with clients who require services in a language other than French. (For Quebec only.) Benefits Our Total Rewards package reflects the investments we make in colleagues to help them and their families achieve financial, physical and mental wellbeing goals. It includes a base salary, variable compensation, health and wellbeing benefits, savings and retirement programs, paid time off, banking benefits and discounts, career development and reward and recognition programs. #J-18808-Ljbffr