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Job Title


Corporate Segment (Expense Governance Team) Intern/ Co-op ( Fall 2026 )


Company : TD Bank


Location : Toronto, Ontario


Created : 2026-05-01


Job Type : Full Time


Job Description

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Pour obtenir de plus amples renseignements, consultez notre **.****Type de rle :**Internship/Co-op**Session de stage :**Fall/Term 1**Lieu de travail :**Toronto, Ontario, Canada**Horaire :**37.5**Dtails de la rmunration :**$45,700 - $74,400 CADLa TD a cur doffrir une rmunration juste et quitable tous les collgues. Les occasions de croissance et le perfectionnement des comptences sont des caractristiques essentielles de lexprience collgue la TD. Nos politiques et pratiques en matire de rmunration ont t conues pour permettre aux collgues de progresser dans lchelle salariale au fil du temps, mesure quils samliorent dans leurs fonctions. Le salaire de base offert peut varier en fonction des comptences et de lexprience du candidat, de ses connaissances professionnelles, de son emplacement gographique et dautres besoins particuliers du secteur et de lentreprise. En tant que candidat, nous vous encourageons poser des questions sur la rmunration et avoir une conversation franche avec votre recruteur, qui pourra vous fournir des dtails plus prcis sur ce poste.**Description du poste :****DEPARTMENT OVERVIEW**The Expense Governance Team provides oversight, support, and independent review on the TDBG expense policy, including monitoring of compliance within an appropriate risk appetite framework.The Team is comprised of energetic individuals committed to delivering results, multitasking, and meeting numerous deadlines, while having fun along the way. The Team is an area that recognizes and rewards initiative, independent thinking, and sound advice.TDBG applies the 'Three Lines of Defense' model to risk management. Risks are owned and managed by the business (first line), which is responsible to develop, operate, and monitor sufficient controls. Risk Officers (and other governance roles) form the second line. The second line is independent of the business; it provides policies, standards and methodologies, and has the accountability and authority to assess and challenge the first line to ensure compliance with same. Internal Audit is the third line of defense, providing periodic independent verification of first- and second-line activities.This role operates in a first line capacity but also plays a critical second line monitoring and challenge function.Co-op and Internship opportunities allow you to gain valuable work experience across several of the businesses at TD. You will work with experienced colleagues, receive world class training, and be part of a community of students across TD, where you will have an impact, grow as individual and experience our culture of care.Our **Co-op/Intern Programming** is offered with select Co-op and Internship roles and is designed to help you understand the TD business, build on critical career capabilities, and broaden your professional network. This program is designed to complement your on-the job experience and features:* Leadership talks with key Leaders from across the organization* Lunch and Learns on topics such as Innovation* Diversity and Inclusion and Personal Branding and so much more**JOB DESCRIPTION**The successful candidate for this position will be a high-performing individual contributor and report to the Senior Manager. Their objective is to provide financial and business analysis to our various stakeholders. The candidate will be responsible for expense analysis and commentary on Travel and Expense data. The candidate must have strong analytical and communication skills and have experience in delivering value added business analysis and advice. Candidates must be committed to professionalism, highly organized, able to see the big picture, while paying attention to small details.Specific Accountabilities:* Provide proactive, quality financial analysis for Travel & Expense data with value-added commentary on key trends and compliance to expense policy* Provide advisory support to business partners and respond to ad hoc request for business analysis* Provide thought leadership and recommendations for identifying and implementing process improvement* Drive special projects and continuous improvement initiatives, including assisting with policy education* Proactively identify financial opportunities or issues, conduct the necessary analysis to develop options, and offer well-supported recommendations to management**JOB REQUIREMENTS**Were proud to work with a group of diverse colleagues. If you have relevant experience that isnt mentionedbelow, tell us about it in your resume or cover letter.* Currently enrolled in second or third year of an **undergraduate degree** in Finance, Accounting, Analytics, Data, Business/Commerce or related field; with the intent of going back to school at the start of your work term (requirement of all co-op/intern positions)* Experience in Risk Management, Compliance, and/or Audit would be an asset* Strong business acumen and analytical capabilities ability to consolidate inputs into clear, concise analysis and ultimately business decisions* Excellent analytical, logical, and organizational skills are required able to provide clear and concise summaries of relevant data, observations, and recommendations to management (turns complexity into insight)* Proven ability to think conceptually (use numbers to tell a story) and develop insights from complex data and communicate results* Resourceful with a keen intellectual curiosity to ask questions about the business and understand the key drivers behind the results* Previous experience in expense management and financial analysis is an asset* Process-oriented with a focus on development, improvement/enhancement, and transparency* High competency level with Microsoft Office applications (Excel, PowerPoint, and Word). Experience with Hyperion, Oracle Business Intelligence, Alteryx, and Tableau are considered an asset* Ability to effectively work under tight timelines and prioritize deliverables to ensure that deadlines are met* Excellent written and verbal communication skills and strong interpersonal skills to effectively interact with all levels of the organization* Proactive self-starter with the ability to see expense opportunities warranting further review and analysis**ADDITIONAL INFORMATION*** This position is a 4-month work term and will commence **September 8th to December 18th, 2026.*** Applications must include a transcript, cover letter (one letter-sized page or less) and a resume (maximum of 2 pages).* We welcome all applications; however, we will only contact qualified candidates chosen for an interview. Thank you for your interest.* TD requires employees to reside in the country where the role is located, irrespective of remote working arrangements* TD is committed to providing you with the best candidate experience and internship in these unique circumstances. As such, work location and start dates are subject #J-18808-Ljbffr