Job Title

Pay or shift range: $135,000 USD to $182,500.50 USD. The estimated range is the budgeted amount for this position. Final offers are based on various factors, including skill set, experience, location, qualifications and other jobrelated reasons. Description Make the change and be the difference. Take ownership at MCB! Morton Community Bank was established in Morton, Illinois, in 1960. In some locations, our bank name is synonymous with our logo, as Clock Tower Community Bank (a division of MCB). Currently, we have over 550 employees, 50 branch locations, and over $5 billion in assets. Thanks to our ESOP (Employee Stock Ownership Plan), our employees are also owners of the Bank! We pride ourselves on our dedicated service to our customers and our communities. The estimated range is the budgeted amount for this position. Final offers are based on various factors, including skill set, experience, location, qualifications and other jobrelated reasons. Enjoy the Benefits of working at MCB! Life and AD&D Insurances and Long-Term Disability, Vacation Days, Personal Days, and Paid Holidays. Job Summary: Responsible for the development, maintenance and growth of individual commercial loan portfolio. Includes interviewing, screening and analyzing loan requests for all types of commercial loans. Also responsible for approving, documenting and collecting or denying commercial loans while adhering to all bank policies, procedures and banking regulations. Responsible for all aspects of loans as well as providing deposit and cash management solutions and a broad array of lending products to meet business clients capital needs. Soliciting new profitable business relationships as well as developing and managing existing account relationships in conjunction with bank goals. Essential Duties & Responsibilities Meet with applicants to obtain information for loan applications and to answer questions about the process Explain to customers the different loan and credit products that are available, as well as the terms of those services Obtain and compile copies of loan applicants credit histories, corporate financial statements and other financial information Analyze applicants financial status, credit, and property evaluations to determine feasibility of granting loans Structuring, underwriting and presenting loan requests in accordance with internal policies and procedures Responding to customer information requests or inquiries involving commercial loans Review and update credit and loan files Review loan documents to ensure they are complete and accurate according to policy and prepare and organize loan documents for closing Adhere to credit policies, credit lines, procedures and standards in conjunction with senior managers Service existing customers and enhance relationship by cross selling business and personal products Service delinquent accounts by documenting and following Bank policies for collection Maintain orderly and complete financial reporting and documentation for all customers Develop referral relationships to proactively solicit business and conduct salesrelated activities to meet specific loan volume origination goals Involvement in local community through clubs, luncheons, business organizations, etc. and developing relationships with local government and business leaders of community Maintain and update calling program in effort to attract new business opportunities Supervisory Requirements Personnel Management: This position has none Physical Demands The physical activities of this position may include climbing, reaching, standing, lifting, talking, hearing and performing repetitive motions Medium exertion; exerting up to 50 pounds of force occasionally, and or up to 20 pounds of force frequently, and or up to 10 pounds of force constantly to move objects The worker is required to have close visual acuity to perform an activity such as preparing and analyzing data and figures, viewing a computer terminal Work Environment The noise level in the work environment is usually moderate Employees, who work 7 continuous hours or more, must take a 30-minute uninterrupted lunch break no later than 5 hours after beginning their workday Education and Qualifications High school diploma or equivalent Bachelors degree from a fouryear university or college; or 5 to 10 years related experience and/or training; or equivalent combination of education and experience BSA and other Bank related training through BAI is required annually Overview course provided by MCB Experience Experience with structuring and underwriting complex commercial credit facilities Knowledge of customer service principles Relevant computer skills Licenses and Certifications Essential: Desirable: This job description is not an employment contract, implied or otherwise; therefore, employment relationship remains ''at-will.'' Commercial Loan Underwriting Experience Expert Computer Skills Expert Customer Service Expert Equal Opportunity Employer/Protected Veterans/Individuals with Disabilities This employer is required to notify all applicants of their rights pursuant to federal employment laws. For further information, please review the Know Your Rights notice from the Department of Labor. #J-18808-Ljbffr