Job Title

The Opportunity You've always been the kind of person who looks at the world from every angle. Youre a natural troubleshooter who can spot the red flag that everyone else missed. But behind all the analysis, the paperwork and the technology, you never forget that there are people wholl be affected by your decisions. PAPERWORK is NO match for you. Bridgewater Bank is more than a financial institution; were a team of passionate people who care deeply about helping others succeed. Unlike traditional banks, we have no branches. This means less time managing logistics and more time focused on providing straightforward, honest service and smart financial solutions that support our clients in reaching lifes biggest milestones. The Team Youve Been Looking For As a Wholly Owned Subsidiary Of AMA, we share a proud legacy of service and a commitment to doing the right thing for our customers, our communities, and each other. At Bridgewater Bank, youll be part of a nimble, forwardthinking organization where your ideas matter, your contributions are valued, and your growth is encouraged. Were driven to make a positive impact and our closeknit culture values flexibility, innovation and genuine connection. Benefits Competitive salary and flexible benefits Employerpaid retirement savings program Employeeexclusive discounts on travel, insurance, memberships, and more Free travel medical insurance for you and your immediate family Ongoing professional development Flexible work models that make sense for your lifestyle, including a fourday work week option. Available to eligible fully inoffice and fully remote roles, with tailored guidelines to fit departmentspecific needs. Requires a 12month commitment. Who You Are You may be trained to be alert to any potential risks, but you also believe that everyone deserves a fair shot at being a homeowner and youll explore every avenue and angle when assessing an application. Youre an excellent communicator who listens when people talk; and when you talk, people listen. Youre a born analyst and love the idea of digging deep to find every little detail. Youre a mad multitasker, able to juggle projects and deadlines with ease. You know how things get done (and how to get others to help you along the way!). You know your stuff when it comes to dealing with credit. You work well on your own but also love being part of and collaborating in a team environment. How Youll Make An Impact Report to Team Lead, Underwriting. Approve or decline mortgage loan applications, within lending limit authorities, in order to meet established deadlines and quality standards. Review loan documents to determine if the buyer, property and loan conditions meet mortgage underwriting standards. Conduct PreFund Quality Assurance Reviews, PostFund Internal and External Audits to ensure mortgages are within internal and regulatory guidelines. Apply due diligence when processing applications and reviewing documents. Utilization of additional search engines and tools provided for validation. Identify suspicious scenarios or documents, investigate, and escalate accordingly. Build positive relationships with brokers and other partners. Assist the service team with insight on highrisk deals, including declines. Provide pricing on all mortgage renewals to ensure profitability and consistency. Serve as escalation point for brokers and business development managers. What You Bring To The Table You have a postsecondary education in a relevant field (e.g., business/commerce, business management, finance, etc.) or other related experience. You have at least two to three years of experience in a financial institution (preferably in mortgage underwriting). Youre comfortable with various software applications, such as MS Office, LMS, etc. Belonging Matters Here Bridgewater Bank is committed to providing an inclusive, respectful, and accessible environment. If you require an accommodation at any time during our recruitment process, please contact . Well work with you to feel supported throughout your journey with us. Work Model Remote We thank all applicants for their interest; however, only those selected for an interview will be contacted. #J-18808-Ljbffr