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OverviewToronto, ON, CanadaJob DescriptionPosted Tuesday, January 27, 2026 at 5:00 AM | Expires Wednesday, February 11, 2026 at 4:59 AMWe are hiring an Associate Mortgage Underwriter, Third Party Residential Underwriting BMBE!Reporting To: Manager, Third Party Residential Underwriting - BMBEFull-Time/Part-Time: Full-timeSalary Range: $48,842 - $73,262Posting Date: January 27, 2026Closing Date: February 10, 2026Hours of Work: 8:30 a.m. 5:00 p.m.Grade: Office Location: 8.7 Toronto, ONGreat location! Steps away from the main public transit stationOpportunityThe Third Party Residential Underwriting Division, as a Division of First National Financial provides underwriting expertise and services on behalf of other financial institutions to the Canadian Mortgage Broker channel.What you will doThe Associate Mortgage Underwriter supports the underwriting and credit decision process by reviewing all required documentation and applying sound due diligence. The Associate Mortgage Underwriter is responsible for escalating any inaccuracies, issues, or items that are incomplete and potentially present risk to the Company.How you will contributeEstablishes and maintains positive relationships with mortgage brokers to build loyalty to the CompanyMaintains positive relationships with external partners such as mortgage insurers, appraisers, title insurance companies, and solicitorsInteracts with mortgage brokers for the collection of all required documents to satisfy mortgage commitment conditionsReviews and verifies accuracy of required documentation related to income, down payment and the property using sound due diligence and in compliance with internal and regulatory guidelines prior to signing off on any mortgage conditions or documents, where applicableEscalates any documentation issues to the Underwriter for review and sign offDocuments clear and complete notes within the mortgage underwriting systemResponds to all inquiries within established turnaround timesAdhere to policies/procedures to ensure AML requirements are met.Skills and AttributesAbility to build and maintain positive relationshipsStrong communication skillsboth written and verbalAbility to deal with conflictAnalytical skillsStrong organizational and time management skillsPositive team playerFully competent in working with basic PC software and working knowledge of the suite of Microsoft office productsAbility to manage pressure in an environment of high volume processing with tight turnaround timesEducation/Certification/ExperienceCompleted post-secondary education or equivalent work experience requiredPrevious experience within Financial Services sector preferredPrevious experience within Mortgage industry an assetCompletion of Mortgage Agent Course and/or FSRA License an assetWorking knowledge of PC software in a Windows environment requiredIn accordance with the FSRA, if a successful candidate is not already licensed, upon starting with First National, they will be registered for the applicable educational courses and upon successful completion of the exam, First National will register them with FSRA to complete the licensing process.Working Environment and Physical DemandsPeriods of high volume with tight timelinesLong periods of stationary position/sittingProlonged periods of repetitive movement (i.e. using a keyboard and mouse)Long periods of time in viewing a computer screenMulti-tasking may include speaking to customers on a telephone call while looking up information on a computer programCompetitive CompensationComprehensive benefits program (i.e., Health Spending Account, Maternity and Parental Leave Top Up)Hybrid working environmentExtensive training programs to set our employees up for successModern office environment conducive to collaborationSupportive teamwork cultureOpportunities to give back to the communities and work through events focused on a variety of charitiesOngoing social events throughout the yearThe team youll joinFounded in 1988, First National is one of Canadas largest non-bank lenders. We provide residential mortgages exclusively through the mortgage broker channel and we are Canadas largest commercial mortgage lender.First National has been consistently recognized as a great place to work and we are proud that our employee engagement feedback is higher than our industry partners.We would like to thank all applications for their interest in this future vacancy, but only candidates selected for an interview will be contacted.First National is proud to be an equal opportunity employer and is committed to diversity and inclusion regardless of race, color, religion, national origin, age, gender identity, physical or mental disability, sexual orientation and any other category protected by law.First National supports requests for accommodation from applicants with disabilities; please contact Human Resources at should you need an accommodation at any point in the recruitment process.Artificial Intelligence is not used in our recruitment or hiring process for this role. #J-18808-Ljbffr