Job Title

Junior Financial Analyst Reporting to: Business Development DirectorLocation: Toronto, Canada WHO IS ELECT CAPITALElect Capital backs ambitious UK, Canadian and US businesses with capital that cuts through the noise. Built for speed, edge and action, we deliver funding where others stall. Were not here to reinvent financing were here to do it better. We move at the pace of our clients and connect them to capital that works.Elect offers 1 9 month business financing with daily or weekly repayments and fast, transparent decisions. 90% of completed applications receive an offer within 4 hours with clear pricing, no unnecessary hurdles, and a team that knows how to get deals done. Whether a client applies directly or via a broker, we aim to make the funding journey sharp, clean and simple.OUR MISSION We are on a mission to back ambition. Disrupting the lines of traditional finance and providing access to ambitious businesses, with capital that moves as fast as they do OUR VALUES: C.O.R.EChallenge Ask the hard questions. Improve what you touch.Opportunity Spot it. Shape it. Run with it.Resilience Stay steady. Adapt fast. Keep momentum.Edge Think sharp. Move sharp. Stand out.We hire people who act fast, think commercially, and bring clarity to everything they do.THE PERFECT FITWere not a coasting kind of company. Elect is fast, challenging and focused and we love it that way. Things move quickly here, and the bar is high. If you thrive in that kind of environment, you'll do well. To thrive at Elect, you'll need:A sharp mind and a strong work ethicThe ability to stay calm, focused and accurate under pressureA natural instinct to spot issues, fix them fast, and always look for a better wayResilient and a team-first mentality we challenge each other daily, but we back each other even harderA bias for clarity, action and ownershipA desire to go beyond the job description and raise the barTHE ROLEThe Junior Financial Analyst plays a critical role in maintaining the speed and quality Elect is known for. You will be responsible for preparing files for underwriting, going through and 'scrubbing' applications so that bank statements are clean, understood and ready for underwriting, to ensure submitted deals meet Elect Capitals internal quality standards before progressing to underwriting. The role is fast-paced, precise, and requires a sharp eye for detail.KEY RESPONSIBILITIESWork through and verify loan application bank statements for accuracy, clarity and completeness.Identify errors, missing information, and inconsistencies in application packs.Liaise with underwriters, brokers and internal teams to clarify and correct submissions.Maintain a daily log of scrubbing activity and recurring issues to drive process improvements.Support the operations and credit teams to ensure only clean files move to decisioning.WHAT WERE LOOKING FORExcellent attention to detail.Strong organisational skills and ability to meet tight deadlines.Comfortable working with data, documents, and financial records.Able to communicate clearly and efficiently with both internal teams and external brokers.Previous experience in financial services, lending, or quality assurance is essential.WHAT WE OFFERSenior-level ownership in a fast-scaling fintechA clear path to grow into leadership rolesA team-first culture built on pace, clarity, and commercial thinkingCompetitive salary, and performance-based progressionA chance to lead with impact in a mission-driven companyThink youre a fit? Lets talk.