Job Title

Date limite pour prsenter sa candidature : 05/14/2026 Adresse : 100 King Street West Groupe de famille demploi : Ventes et service, Grandes entreprises Overview The HighRisk Portfolio Management Team (HRPMT) enhances CCBs overall risk oversight capabilities by providing specialized expertise, advisory support, and strategic guidance for accounts exhibiting deteriorating financial performance, emerging risk indicators, or complex credit concerns . Unlike traditional credit roles, HRPMT operates in a consulting and advisory capacity , supporting the commercial banking lines of business with expert insights to strengthen the management of highrisk, watchlist, and impaired accounts. The team works closely with relationship managers, credit partners, and leadership to ensure early identification of risk, informed decisionmaking, and strong discipline around the oversight of vulnerable segments of the portfolio. Key Responsibilities Specialized Risk Assessment & Advisory Support Conducts advanced financial analysis and risk assessments of clients demonstrating signs of weakness or deterioration, providing the LOB with actionable insights and recommended riskmitigation strategies. Offers guidance on appropriate structures, terms, and risk controls for highrisk accounts, ensuring alignment with bank policies, risk appetite, and regulatory expectations. Advises on complex or distressed credit situations , including covenant breaches, liquidity concerns, operational challenges, and industrydriven pressures. Supports LOB teams with strategies for managing watchlist, impaired, and emergingrisk accounts , including exit strategies, recovery pathways, and restructuring options. HighRisk Portfolio Oversight Performs enhanced portfolio monitoring to detect earlywarning signals, covenant noncompliance, or deteriorating credit trends . Evaluates portfoliolevel performance indicators and risk concentrations, escalating concerns where appropriate and recommending corrective actions. Assesses the overall quality of risk management practices across the highrisk portfolio, identifying gaps and recommending improvements. Subject Matter Expertise & Consultancy Operates as a specialist resource to senior leaders and frontline teams, supporting decisionmaking on complex or ambiguous credit scenarios. Provides expertise for the review of highrisk transactions, challenging underlying assumptions, and advising on riskaligned alternatives. Engages with internal stakeholders to ensure consistency in the management of highrisk exposures across the enterprise. Governance, Reporting & Continuous Improvement Strengthens discipline and transparency around watchlist and impaired account management procedures . Implements adjustments to risk oversight strategies in response to shifting market, economic, or clientspecific conditions. Contributes to enterprise initiatives that enhance risk governance, improve monitoring capabilities, and support proactive portfolio management. Stakeholder Engagement Partners closely with Commercial banking stakeholders to support their management of deteriorating clients while maintaining LOB ownership of BAU underwriting and client relationships . Supports senior leadership with insights, analysis, and recommendations to inform capital allocation decisions and risk appetite considerations. Engages with industry peers and internal networks to stay informed on emerging risks, competitive trends, and evolving best practices. Qualifications 7+ years of experience in credit, lending, restructuring, portfolio management, or financial analysis within a corporate or banking environment. Strong credit qualifications, including deep knowledge of commercial credit structures, deterioratingcredit dynamics, and highrisk portfolio management practices. Bachelors degree required; masters degree preferred (Business Administration, Finance, Accounting, or related field). Demonstrated ability to assess complex financial situations, identify risks, and recommend solutions aligned with risk appetite and enterprise policies. Proven capability to operate in an advisory role, influence stakeholders, and provide expertise in nonroutine, ambiguous, or sensitive credit situations. Strong analytical, communication, and problemsolving skills with the ability to apply sound judgment under pressure. Salaire : $86,000.00 - $160,000.00 Type de rmunration : Salaire Ce qui prcde reprsente la fourchette et le type de rmunration de BMO Groupe financier. Les salaires varieront en fonction de facteurs comme lemplacement, les comptences, lexprience, les tudes et les qualifications pour le poste et pourront inclure une structure de commissions. Les salaires pour les postes temps partiel seront calculs au prorata du nombre dheures travailles rgulirement. Pour les rles commission, le salaire susmentionn reprsente la cible de BMO Groupe financier pour la premire anne au poste. La rmunration totale offerte par BMO variera selon le type de rmunration associ au poste et peut comprendre des primes de rendement, des primes discrtionnaires ainsi que dautres avantages et rcompenses. BMO offre galement une assurance sant, le remboursement des frais de scolarit, une assurance accident et une assurance vie, ainsi que des rgimes dpargne-retraite. Pour en savoir plus sur nos avantages sociaux, consultez le site : propos de nous BMO, nous sommes anims par une raison dtre commune : Avoir le cran de faire une diffrence dans la vie, comme en affaires. Cette raison dtre nous invite entraner des changements positifs et durables pour nos clients, nos collectivits et nos gens. En travaillant ensemble, en innovant et en repoussant les limites, nous transformons des vies et des entreprises et favorisons la croissance conomique partout dans le monde. En tant que membre de lquipe de BMO, vous tes valoris, respect et entendu, et vous avez plus de moyens pour progresser et obtenir des rsultats. Nous nous efforons de vous aider obtenir des rsultats ds le premier jour, pour vous-mme et nos clients. Nous vous offrirons les outils et les ressources dont vous avez besoin pour franchir de nouvelles tapes, car vous aidez nos clients franchir les leurs. Au moyen de formation et de coaching approfondis ainsi que de soutien de la direction et doccasions de rseautage, nous vous aiderons acqurir une exprience enrichissante et largir votre groupe de comptences. Pour en savoir plus, visitez-nous ladresse . BMO sengage offrir un milieu de travail inclusif, quitable et accessible. Nous apprenons de nos diffrences et tirons notre force des gens et de leurs diffrents points de vue. Des mesures dadaptation sont disponibles sur demande pour les candidats qui participent tous les aspects du processus de slection. Pour demander des mesures dadaptation, veuillez communiquer avec votre recruteur. Remarque aux recruteurs : BMO naccepte pas les curriculum vit non sollicits provenant de toute source autre que le candidat directement. Tout curriculum vit non sollicit envoy BMO, directement ou indirectement, sera considr comme la proprit de BMO. BMO ne paiera aucuns frais pour les placements dcoulant de la rception dun curriculum vit non sollicit. Une agence de recrutement doit dabord dtenir une entente de service crite valide et dment signe avant denvoyer des curriculum vit.