Position Information Department: YMFC-CA Location: 480 Gordan Baker Rd (Hybrid) Status: Full Time Reports to: Manager, Retail Finance Acquisitions Summary Of Responsibilities The position will lead a team of credit analysts with the day-to-day operations of that department. The successful candidate will analyze and make determination on approval, conditioning and rejection of retail applications according to company policy and procedure to minimize risk while providing the highest level of service to Yamaha dealerships as well as internal and external staff. Key Duties & Responsibilities Analyze, verify and adjudicate credit applications according to company guidelines. Investigate and grant credit on applications received from Dealers through the LOS System(Compass) by reviewing customers credit history, debt service and program guidelines. Negotiate terms and conditions on credit with dealers to ensure an acceptable level of risk on escalated deals. Assist with testing and release of new products on all systems. Cultivate and preserve strong relationships with dealership personnel while maintaining callback time at or below company objectives. Provide exceptional front line support to dealers by professionally answering questions pertaining to credit decisions and current programs. Coordinate scheduling and credit queue workflows to ensure proper coverage, processing efficiency and accuracy. QA post reviews on calls and deals. Assist in the development of credit policies and procedures, documentation and reporting required to ensure maximum efficiencies. Advise management of any irregularities or problems pertaining to retail offerings and monitors both consumer and dealer trends for adverse issues. Experience Requirements Degree/Diploma: Post-secondary, University preferred Program of Study: Business or related Years of Experience: 4-5 years Type of Experience: Credit adjudication Skills And Abilities Strong verbal and written communication skills Bilingual (French/English) is a must. Strong interpersonal, organizational and negotiating skills. Customer Service orientated and solutions-focused with dealers and internal staff. Able to analyze consumer and commercial credit bureaus. Strong analytical skills, detail-oriented, resourceful and self-reliant. Strong leadership and decision making abilities. Ability to learn and use a multitude of PC applications and programs. Must be a team player, able to work under pressure, meet deadlines and willing to work overtime as required. Power sport and/or leasing experience would be considered a definite asset. Expected salary range: $70,000 - $80,000 per annum Beyond Base Salary, Our Total Rewards Program Includes 100% employerpaid health and dental benefits Employee assistance program Corporate bonus incentive + sales bonus (for applicable roles) RRSP with employer DPSP match (up to 5% of base salary) Employeepaid STD, LTD, and life/dependent insurance Parental/maternal leave topup programs Product experience/engagement events Employee recognition program (Accelerate Together) Educational assistance Employee product purchase and rental program perksKandodriven corporate culture, recognized as a top GTA employer This posting reflects a newly created vacancy within our organization. Artificial Intelligence (AI) tools may be used to support certain stages of the recruitment process, including applicant screening, assessment, or selection. All AIassisted activities are overseen by our recruitment team to ensure fairness, equity, and transparency. Yamaha Motor Canada Ltd. welcomes and encourages applications from people with disabilities. Accommodations are available on request for candidates taking part in all aspects of the selection process. #J-18808-Ljbffr
Job Title
Team Lead, Retail Finance Credit