About the Company Zetheta Algorithms Private Limited is a FinTech start-up which has been recently set up and is developing innovative AI tools.About the Role We are seeking a talented and motivated student intern for a Credit Risk Associate role. This is an extraordinary opportunity for a self-driven, analytically minded student with a passion for credit risk assessment and management to contribute to our autonomous AI-driven investment advisory platform.About the Internship: As a Credit Risk Associate, you will work on developing credit risk models, rating frameworks, and default prediction methodologies. You will have the opportunity to engage in multiple mini-projects across various credit risk domains. The internship is designed to provide practical exposure to credit risk management in a FinTech environment.Key Responsibilities As part of the internship, you will work through a structured set of assignments designed to enhance your understanding of credit risk principles and practices. Your primary responsibilities will include:Credit AnalysisDevelop credit scoring modelsCreate financial ratio analysis frameworksBuild industry risk assessment methodologiesDesign qualitative risk evaluation approachesRisk ModellingImplement probability of default modelsCreate loss given default estimationsDevelop exposure at default calculationsBuild expected loss projection modelsPortfolio AnalysisCreate portfolio concentration analysesDevelop risk-based pricing frameworksBuild stress testing methodologiesDesign risk-adjusted return modelsCredit Policy DevelopmentCreate credit approval workflowsDevelop documentation requirementsBuild monitoring frameworksDesign early warning indicator systemsCapstone ProjectComplete an end-to-end credit risk project including: Risk model development, Policy framework, Portfolio analysis, and Stress testing implementationWhat You Will LearnPractical experience with credit risk assessment techniquesRisk modelling methodologiesPortfolio risk managementCredit policy developmentIntegration of risk analytics with investment decisionsWho Should Apply?Student or fresh graduate from finance, statistics, economics or related disciplinesStrong analytical and quantitative skillsUnderstanding of credit analysis conceptsKnowledge of statistical modellingWillingness to self-learn and work in a fast-paced environmentInternship Details Duration: Self-paced. Option of 1 month or 2 months within a period of 4 months provided. Type: Unpaid
Job Title
Credit Risk Analyst