Job Title

HCL DRIVE FOR US Mortgage Post Closing Underwriting from 05 May to 09 May-2025PLEASE ATTEND ONLY IF YOU HAVE RELEVANT EXPERIENCEWalk-in Details:Date: 05 May to 09 May-2025Timing : 11:00 AM to 03:00 PMInterview location : ETA 3- HCL Navalur - Block 3, Sandhya Infocity, OMR, Rajiv Gandhi Salai, Navalur, Chennai, Tamil Nadu, 600130Job Title: US Mortgage Post Closing UnderwritingLocation: Chennai, IndiaNote:Only for Immediate JoinersOnly Work from OfficeJob Location - HCL NavalurShift timings - US ShiftHR Contact: Deva DharaniYears Of Experience:Analyst-01 to 02 YearsQualification:Any Degree is MandatoryRoles and Responsibilities:• Review loan files for completeness and accuracy• Confirm application information against all documents within the file• Analyze all credit documents, including, but not limited to, mortgage applications, credit history and income documents, title documents, appraisals and all applicable compliance documents.• Knowledge to validate that a prospective mortgagors loan application adheres to the Investors , Secondary Investors (Fannie & Freddie) and guidelines of applicable government agencies to approve the loan• Should have experience in Income Calculations• Should possess analytical skills in reviewing the LTV/CLTV• Review the eligibility of Property, Borrowers• Evaluate debt ratio, loan-to-value ratios, credit score, property valuation• Identify risk factors, including fraud red flags to determine or verify misrepresentation• Condition files for missing/ supporting documentation as needed• Test system updates as well as system changes as they occur• Complete required trainings and assessments• Ensure the appropriate and confidential handling / sharing of sensitive client data.• Ensure all policies, procedures and guidelines are followed.