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—————————————————————————————————————Assistant Manager - Credit Control & Channel FinanceGodrej Agrovet Limited (GAVL)Mumbai, Maharashtra, India—————————————————————————————————————Job Title: Assistant Manager - Credit Control & Channel FinanceJob Type: Permanent, Full-timeFunction: FinanceBusiness: Godrej Agrovet Limited - CorporateLocation: Mumbai, Maharashtra, IndiaAbout Godrej Industries Group (GIG)At the Godrej Industries Group, we are privileged to serve over 1.1 billion consumers globally through our businesses with market leadership positions in the consumer products, real estate, agriculture, financial services and chemicals industries.Godrej Agrovet Limited (GAVL)Godrej Agrovet is a food and agri conglomerate, dedicated to improving the productivity of Indian farmers by innovating products and services that sustainably increase crop and livestock yields.About the roleRoles & Responsibilities:Data analysis and critical review of information submitted to help the credit committee to approve customer credit limits (for old & new customers) in accordance with the approved framework.Analyse the CL request basis relevant historical as well as planned business information to make recommendations and Review the exceptions within the S&D policy framework.Preparing periodic dashboard to Management on overall credit exposure, instances of CL increase, status on overdue > 90 days parties, legal status, bad debt, outstanding at risk etc.Review and monitor the EW customer behaviour and raise early warning signals for "Call to action"Monitor old outstanding and liaise with regional & business teams to understand collection plan.Keep close track of critical delinquent parties and visit market along with sales team as requiredVisits to parties with high credit exposure and new appointed parties to ensure the credit exposure is aligned with parties paying capacityEnsure strict adherence to S&D policy by close monitoring on Business Hygiene and ensure related actionsTracking of Customer wise O/S with different cuts and help business with the in depth analysis, Monitor long overdue customers and liasion between Sales, Regional Finance and Legal for necessary actionsClose follow up with the Business on Overdue o/s and regular interaction with the team and ensure we have sufficient provision against the Doubtful customersCo-ordinating with legal team to track progress and liaison between sales team and legal team as required. Reconciling customer disputes to achieve payment of outstanding balancesCreate/Present various Business Critical Insights around Credit and Commercial with recommendation to senior management and drive actions to take them to conclusionSupport the Channel Finance and other debtor financing tools viz Factoring, Credit Insurance, Bank Guarantee from Finance SideClosely review the Channel Finance Proposals and issue comfort letters to the banksClarify the doubts of the Sales Team and Customers on Channel FinanceKeep a close track of on documentation status of the Channel Finance Customers and provide the visibility of the status to the managementClosely Track the Disbursement and the due dates of the discounted invoices. Ensure the customer pays back the bank on time and escalate the cases of delinquenciesExtensively Travel to the customers to improve the Channel Finance adoption, accelerating the documentation process and clarifying any doubtsKeep track of the Customers Channel Finance Renewal status and closely coordinate with Sales Team and Customer to complete the renewal processKeep Educating the customers on the benefits of the using Channel Finance and the additional discounts on Channel Finance PaymentsLiaise with Bank/NBFC to FastTrack the progressLiaise with Bank/Broker/Insurers to support the Credit Insurance or Factors productsJob qualifications & requirements:A MBA Finance graduate with 12-15 years of experienceVery Good Communication SkillsStrong analytical skills and attention to detailGood business acumen for problem solvingCompetency with large ERP systemsConfidence to deal with a range of stakeholdersStrong collaborator & team playerHands on approach & strong work ethicCandidate should be highly skilled in usage of Microsoft excel, Power BI and analysing data to prepare and present insightful analysis to senior stakeholders.What’s in it for you?Be an equal parentMaternity support, including paid leave ahead of statutory guidelines, and flexible work options on return Paternity support, including paid leave New mothers can bring a caregiver and children under a year old, on work travelAdoption support; gender neutral and based on the primary caregiver, with paid leave options No place for discrimination at Godrej Gender-neutral anti-harassment policy Same sex partner benefits at par with married spouses Gender transition supportWe are selfish about your wellness Comprehensive health insurance plans, as well as accident coverage for you and your family, with top-up options Uncapped sick leave Mental wellness and self-care programmes, resources and counsellingCelebrating wins, the Godrej Way Structured recognition platforms for individual, team and business-level achievements Performance-based earning opportunities inclusive GodrejBefore you go, there is something important we want to highlight. There is no place for discrimination at Godrej. Diversity is the philosophy of who we are as a company. And has been for over a century. It’s not just in our DNA and nice to do. Being more diverse - especially having our team members reflect the diversity of our businesses and communities - helps us innovate better and grow faster. We hope this resonates with you.We take pride in being an equal opportunities employer. We recognise merit and encourage diversity. We do not tolerate any form of discrimination on the basis of nationality, race, colour, religion, caste, gender identity or expression, sexual orientation, disability, age, or marital status and ensure equal opportunities for all our team members.If this sounds like a role for you, apply now!We look forward to meeting you.