Job Title

Job Purpose:Assist the head treasury in managing the external stakeholders of the Company that includes Rating Agencies, Bankers, Debenture Holders, Trustees, and any other relevant external party. In addition to this, the role involves execution of the pre disbursement & post disbursement documents, Timely servicing of debt, Rating Surveillance, Fx transactions, submission of Compliance Returns on a monthly, Quarterly & Half yearly basis.Accountabilities:Fund Raising & Relationship ManagementEstablish new relationships and maintains existing relationship with PSU and Private BanksPrepare loan application including details related to the significant changes in the company, product profile, etc. Assist in preparation and compilation of CMA dataCoordinate with banks for speeding up the debt raising process.Interact with Internal Stakeholders such as the Legal and Compliance department for vetting and the execution of the documents related to the transactionAssist the supervisor in getting loan documentation and pre-disbursement formalities completedCredit Rating SurveillanceAssist in getting credit rating done from multiple rating agenciesEnsure seamless information sharing with the rating AgenciesArrange the conference Calls with the Higher ManagementNegotiate with Business Development Team for Fee StructureOperationsPlan the stock audit, and getting it completed in a timely mannerWork with banks for creation, modification, and satisfaction of charge with MCA. Coordinate with the Lender for the No Dues Certificate post Loan ClosureMonitor the post disbursement Compliances – Due Diligence Certificate, Financial Snapshots & Portfolio Quality Report, Book Debt Statement, Audited Financials, Provisional FinancialsCompliance & Audit Related Activities :Ensure the timely Submission of the RBI Returns of DNBS 4B, DNBS 4A, ALM I, ALM II & ALM III on a monthly Quarterly & Half Yearly BasisEnsure the timely submission of the NHB Monthly Return.Ensure the timely submission of the NDSI, Liquidity Disclosure Details & LCR on a quarterly basisEnsure the data regarding Stat Audit & Internal Audit is provided to relevant departmentsLiability & Cash Flow ManagementManage the Liability Dashboard for timely servicing of DebtCoordinate with Accounts for Calculation of Principal & Interest PaymentsAssist the CFO in cash flow management & cost of borrowing analysisEnsure the timely availability of funds for the Liability Payments Ensure the timely investments of Fund in Liquid Funds & FDsQualification:Minimum Qualification required: Postgraduate in Finance or CAQualifications preferred: MBA Finance/CAWork Experience:Minimum 2-5 years of experience:Experience 2-5 years in fund raising from banks and financial institutions for NBFC/HFC’sBanking and Financial Services, HFC, NBFCOther soft skills/competenciesInterpersonal relationship to manage peers and influence them on decisions for aggressive growth of business.Working effectively with the team under stringent deadlinesStrong skills in negotiating, relationship building, problem solving, and timely problem escalation.Basic Knowledge of NBFC and NHB regulationsBasic Understanding of IND AS & IGAAP Accounting MethodsFamiliarity with underwriting techniques and lending lawsKnowledge on NHB refinancing will be an advantage