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Job Title


Senior Manager - Property Underwriter


Company : BimaKavach


Location : Mumbai, Maharashtra


Created : 2025-06-06


Job Type : Full Time


Job Description

Role: Senior Manager- Property UnderwriterWho Are We?BimaKavach is reimagining how Indian businesses access protection — with technology, speed, and simplicity at the core of everything we do. We proudly serve3,000+companies, including names likeBSNL, Daikin, The Whole Truth, andCleverTap , and are backed by top investors likeWaterbridge, Blume, Arali, and Eximius. Our mission? To safeguard every Indian business by 2047. Our mindset? Bold, fast-moving, and customer-obsessed.Join us at BimaKavach and be part of a once-in-a-generation opportunity to reshape how insurance works for millions of businesses. Bring your expertise, curiosity, and ambition — and help build the future of SME insurance in India.Job Overview: We are looking for an experiencedSenior Manager-Property Underwriterto join our team. In this role, you will be responsible for securing and managing property insurance placements with a focus on meeting client needs, negotiating competitive terms, and coordinating with insurers to deliver optimal property insurance solutions. The ideal candidate will have strong industry knowledge, relationships and excellent negotiation skills to achieve favorable outcomes for clients.Key Responsibilities:Ensure smooth servicing of property and liability policies by promptly addressing client needs and maintaining client satisfaction. Float RFQs for property insurance and negotiate premiums and terms with insurers to align with client expectations and business requirements. Track RFQs and perform quality checks on policy documents to ensure accuracy and minimize errors in documentation. Conduct thorough property risk assessments and prepare detailed due diligence reports to inform underwriting decisions and enhance risk management. Negotiate premium quotes and terms with insurers, particularly for large and medium-sized property proposals, to secure the best possible coverage for clients. Submit Quote Comparison Reports (QCR) within the Turnaround Time (TAT), ensuring all data entered in the system is accurate and up-to-date. Create service presentations for clients and generate monthly MIS reports on pending property and liability claims to ensure transparent communication. Maintain strong relationships with key contacts at insurance companies to support underwriting needs and ensure effective service delivery. Process property endorsement requests, including additions, deletions, and modifications, while coordinating with insurers to implement changes smoothly. Respond to client queries regarding property-related matters within 24 hours to ensure fast and efficient resolution.Qualifications:Education:Bachelor’s degree in Finance, Business, Insurance, or a related field. Experience:Minimum of 3 years of relevant experience in property insurance placement field. Skills: Strong understandingof property insurance products, policy structures, and risk assessment. Proven negotiation skills with experienceliaising with insurers, brokers, and client s. Excellent analyticalskills and attention to detail in evaluating policy wordings and terms. Effective communicationand interpersonal skills to build strong relationships and explain technical information clearly. Proficiency in usinginsurance placementandCRM software . Has managed flows of8-10 RFQ per dayKey Details: Location: Mumbai Compensation: Competitive market pay along with a variable performance-based component Date of Joining: ASAP