Job Title

Policy Formulation and Compliance To lead the formulation, review, and periodic updates of Policies and risk guidelines To ensure the policies align with regulatory requirements, market trends, and internal risk appetite. To integrate/enhance system for implementation of policies To closely work with audit, and compliance teams to ensure adherence to regulatory guidelines. To standardize risk assessment procedures across products and business lines. To ensure periodic reviews and updates based on risk events, business changes, or regulatory updates. To collaborate with business teams to embed policies into lending workflows and ensure compliance at all levels. Risk Analytics and Risk Systems Management: To lead data-driven analysis of portfolio risk trends and potential exposures. To co-ordinate with analytics for preparation of various management dashboards and tools for portfolio monitoring To support implementation and maintenance of risk assessment and monitoring tools (e.g., credit scoring models, portfolio monitoring tools) To analyze trends using risk metrics (DPD, buckets, NPA levels, write offs etc.)