Job Title

Company Description Accurate Risk Managers and Insurance Brokers is a premier Insurance Consulting and Risk Advisory firm, recognized as a leading Employee Benefits Consultant within the insurance sector. We specialize in comprehensive solutions in Risk Management, Risk Mitigation, and Insurance Placement to address the complex and evolving needs of our clients. Our end-to-end, integrated services cover the entire insurance lifecycle, from strategic advisory and program design to implementation, ongoing management, and optimization. Our holistic approach ensures customized risk solutions and value-driven insights that enhance operational resilience and long-term business objectives. Job Title: Underwriter – Commercial Lines The Underwriter is responsible for evaluating and analyzing the risks involved in Commercial insurance proposals- Fire, Engineering, Marine, Liability. They ensure sound underwriting practices while working closely with insurers and clients to secure optimal coverage and terms. Key Responsibilities: 1) Evaluate and assess insurance proposals as per IRDA underwriting guidelines and documentation for Commercial insurance proposals- Fire, Engineering, Marine, Liability . 2) Recommend suitable products, terms, and comparitive premiums to internal sales team/customers. 3) Coordinate with insurers for quote procurement, premium negotiations and policy issuance within TAT. 4) Ensure accuracy in documentation like proposal forms, declarations, and endorsements. 5) Coordinate with internal teams – sales, operations, and claims – for smooth service delivery. 6) Maintain accurate underwriting records and reports. 7) Maintaining claim documentation for fire, engineering , marine & liability. Key Skills & Competencies: 1) Sound knowledge of underwriting practices across Commercial Lines products (including fire , engineering, marine & liability). 2) Excellent verbal & written communication skills. 3)Excellent MS Office skills like advanced Excel, PowerPoint presentations. 4) Familiarity with IRDAI regulations and insurance systems. Qualifications: 1)Preferably engineering or any Graduate & Insurance certifications like Licentiate / Associate from III will be preferred. 2)2–5 years of underwriting experience in General Insurance company or Insurance Broking Company . 5 fresher's also can apply salary:  Fresher's -1,80,000 in training period and after confirmation salary will be as per market standard. Experienced based on last salary and range is 3,00,000 to 5,00,000 based on skill set .